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Kelly Plantation, Destin FL - Bank of America HAFA Short Sale Approved
  This home in Kelly Plantation, Destin Florida has been approved as a Bank of America HAFA short sale.  What is HAFA? It's the U.S. Treasury's “Home Affordable Foreclosure Alternatives Program”.  Kelly Plantation, Destin Florida short sale sellers might also be eligible for HAFA and Bank of America cash incentive paid to them at closing of several thousand dollars.   ARE YOU ELIGIBLE? You might be eligible for HAFA if your lender, like Bank of America, participates in the Home Affordable Modification Program (HAMP), and your mortgage is not underwritten by Fannie Mae or Freddie Mac. (Fannie Mae HAFA and Freddie Mac HAFA have separate guidelines.) HAMP offers you the opportunity for assistance by lowering your payments or delaying payments to keep you in your home. You must meet the HAMP requirements as follows, to be part of HAFA, whether or not you choose a modification. These qualifications are:   1) You have missed payments or are about to default 2) You got your primary mortgage before Jan. 1, 2009  3) You are a natural person  (not a corporation, partnership, LLC etc) 4) Your mortgage is for a one- to four- unit residential property. 5) Your property has not been condemned. 6) Your current unpaid principal balance is less than or ... more

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