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Save Money on Credit Card Debt
 
3 Strategies to Save Money on Credit Card Debt  
Let’s say you charge $2,000 and the interest on your credit card is 12%. If you only make the minimum payment, it will take you approximately 16 years (yes, years) to pay it off. Getting rid of credit card debt not only increases your credit score, it’s a big relief to eliminate a payment, giving you extra money to spend or save. Here are 3 strategies to help you:
Pick just one credit card to pay off first: If you have several credit cards, consider throwing as much money as you can to paying it off. There are two options to consider: Credit Card with the lowest balance: Choosing this option will help boost your credit score because credit bureaus determine scores by the number of outstanding credit cards and the ratio of balances owed to your maximum loan limit.  Credit Card with the highest interest rate: Choosing this option will save you money in the long term. Review how much interest you have paid over the last 12 months compared to your other credit cards and see if this option makes more sense to you. Call your credit card company: Sometimes a simple ... more

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