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Today I Was Told by BOA My Home is Going into Foreclosure

Bank of America is one of the most difficult banks to deal with when it comes to loan modifications, short sales and foreclosures.  I've had my own fair share of dealings with them.  I have a short sale that just got approved after 9 months of negotiations (no change in price or terms of the contract), the negotiator just kept disappearing and we'd get a new one and this happened several times through the process. 
This situation is abominable.  There has to be something that can be done for this family.
After three years of filling out loan modification paperwork and sending it in, I was informed via a phone call today from Bank of America that my loan modification was declined on 2/1/13 as I didn't submit all the documents.  Bank of America continues to state this as a reason for declining my loan modifications, but I give them everything they ask for and then have my HUD counselor review it for completeness.  Anyone who knows me knows how organized and detail-oriented I am.  I have a Ph.D. from Columbia University and that required an incredible attention to detail.  I know I submitted all the documents required as I carefully ... more

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