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How To Prepare For A Real Estate Appraisal
Your Home, For Most People At Least, Is The Single Largest Financial Investment.
When having it appraised, for whatever reason, it is of the utmost importance, for the appraisal to be as accurate as possible.
The value found can be like a double edged sword. It will be to your advantage to have the value be accurate.
 Too high and you could end up owing more than the property is actually worth, making it very difficult to sell or refinance (even if just to obtain a lower rate because of changes in the market or improvements to your credit score). A high appraised value might also eventually lead to higher real estate taxes. A low value might prevent you from being able to borrow against your real equity when needed.
So, what can you do to insure accuracy. It is generally not necessary to accompany the appraiser on their inspection of the property, however, there is no harm in asking the appraiser if he/she would like you to do so. It is important, however, that you remain available to answer any questions that might arise and assist the appraiser in obtaining access to utility areas, crawl spaces, basements, attics, garages, etc.
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