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Luxury Homes Financing Takes Detail Consciousness
www.ShopforVirginiaHomes.com
Hamed Gargasht - Gargasht Team (703) 901-6364
Keller Williams Realty
Any home carrying a price tag of $1 million or more generally falls into the ‘luxury property’ category.­­ To finance it, a luxury loan is called for.  Since financing luxury homes in Stonewall Manor Triangle can be more challenging than financing run-of-the-mill properties, many prospective home owners at the luxury level seek the services of a specialist lender. MarketWatch has found that the average price of luxury properties in some major US cities is well over the million dollar threshold – making care in preparing jumbo loan applications more important than ever.
Whether or not you choose to ask your REALTOR® to help you find a mortgage broker well-versed at your price point, the same guiding principles need to be followed:
Detail-Orientation
As with any credit application, you need to ensure that yours is squeaky clean. Don’t short-change any detail (even those that seem unimportant or redundant). Prepare in advance by checking your credit record with all three major bureaus to ensure there are no damaging inaccuracies. Curing them can take time, so starting early pays off.
Right-Sized Deposit
The larger your deposit, the greater the odds of approval when ... more

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