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Do I Still Own My Home...If I Get a Reverse Mortgage?
Do I Still Own My Home...If I Get a Reverse Mortgage?
Yes, you do!
A reverse mortgage is a viable option for seniors who want to remain in the house they've called 'home' for most of their life. Whether it be because they are comfortable in their home, they want to remain close to family or friends or don't want to relocate, a reverse mortgage can be the solution. 
How?
A reverse mortgage, or Home Equity Conversion Mortgage (HECM) allows you to tap into the equity your home has accumulated during your working years and can be a source of wealth at a time when the retirement savings gap has reached $14 trillion. 
A common fear among homeowners, looking into reverse mortgage, is that they will lose ownership of their home.
I want to stress that this is NOT true.
Homeowners who get a reverse mortgage retain full ownership of your home. Just like any other mortgage, however, the lender has a lien against your property.
The good news is, with a reverse mortgage, you do not have to make monthly payments, at all. Your only financial obligations are property taxes, homeowners insurance and maintaining the property, which, as a long ... more

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