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Helpful tips for home buyers
The home buying process can be confusing and a little scary for first time home buyers.  They generally seem to have a lot of questions but are a little hesitant to ask.  It is my hope that this article will help answer some of those questions and make the home buying process less stressful.
•·         Get pre-approved - The first thing you need to know is your price range.  I'm not talking about how much you are approved for, I'm talking about how much of a house payment you want to be making.  Don't forget to include taxes and utilities.  Remember to plan in the rest of you're monthly living expenses.  Most all mortgage people will run your numbers for free. 
•·         Find a real estate agent - A real estate agent is a real gem for a buyer.  Your agent's commission is paid by the seller!  It is a free service for you to have a buyer's agent help you find a home and then negotiate on your behalf.  A good agent will preview homes for you, constantly keeping aware of the new listings.  They can set you up with a personal home search and forward on matches.  This saves you ... more

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