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Should I rent or should I buy?
When is it actually better to rent than buy?
   I don't know that there is ever a better time to rent than buy however, your credit score, your savings and other requirements to get a mortgage loan will determine if you can buy. This time last year it didn't matter, but today it is much more difficult for those credit challenged people to get a loan. I have run into this a lot lately. If you are also asking this question I recommend contacting an LO (loan officer) you know and trust to see what you qualify for. You will most likely need to have at least 3% down and a decent credit score. If you are in need of a quality LO I have a great one. Troy Westendorf w/Liberty Financial Group. 
  What can you do if you want to buy but don't have enough for a down payment?
You can be gifted a down payment. You must let your lender know how much and where it came from. See Troy Westendorf or your mortgage professional for more info. Also see your CPA for tax info. Rent a dirt cheap apartment, room or basement and save every last penny. And for the more adventurous ... more

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