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What to do during the Mortgage Loan Process?
What to do during the Mortgage Loan Process? My friend Randi Wright gave this advice to me the first week I worked with her, and she has shared a million gems every since.  During the mortgage process she always confronts a problem by saying, "let's put our heads together".  She is truly one of the great collaborators I have ever learned from.  Here are Randi's top tips for what to do during the mortgage process.
 
 
During the Mortgage Loan process  
Please read! BE SURE to inform me of where your funds for down payment and closing are coming from as early in the process as you can and update with me as soon as possible.  If you are lacking or short on funds that cannot be verified, this can cause delays.
Team, DO NOT apply for loans, furniture credit, auto financing, credit cards, or other accounts which may pull your credit report.  Multiple pulls will most likely lower your FICO score which can change the mortgage rates and programs you qualify for.
DO NOT make excessive purchases on your credit cards. New purchases can cause your debt to income ratio to increase.  Your debt to income ratio is very important ... more

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