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Latest Down Payment Requirements
Here are the latest down payment requirements for purchasing a house in Colorado.
 
Conventional loans (non-government loans)
Primary residence = 3% down with a 680 credit score, and 5% down with a 620 credit score Second home = 10% down with a 620 credit score Investment property = 20% down with a 620 credit score FHA loans
Primary residence only = 3.5% down with a 580 credit score
 
VA loans
Primary residence only = 0% down with a 600 credit score
 
 
Did you know that we do NOT charge an origination fee or an underwriting fee?  Our only lender fee is a $500 processing fee. 
 
Did you know that we don't have any underwriting overlays on the loans we sell?  That means we have no additional underwriting guidelines like most lenders have.  Pretty nice!
 
Have questions about anything related to a mortgage?  Give us a call and see why they call us The Mortgage Experts.  
 
Getting a loan approved is easy - if you know what to do.  The Mortgage Experts know what to do!!!  Call us if you want to use the best lenders in Colorado!  
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