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VA Loans Offer Zero Down and No Monthly Mortgage Insurance
VA loans offer very attractive benefits for our veterans and active military members and eligible spouses. Whether clients are first-time buyers or re-using VA benefits, this flexible, low-cost loan can accommodate a variety of situations. Highlights include:
100% financing on purchases up to VA county loan limits* No monthly mortgage insurance required** Flexible credit with FICO as low as 580*** Low interest rate loans Loan amount to $2 million**** Many veterans don’t know that the VA allows multiple uses of the benefit. For example, if the borrower had a VA loan and paid off that loan or sold the home, they could then buy again using a VA loan. Alternately, if the veteran currently has a VA loan but has remaining entitlement to apply toward another home purchase, the veteran-borrower could have two mortgages with VA loans.
A good strategy would be to ask all your clients if they have served in the military. If they have, I can evaluate whether they meet the VA’s qualifying criteria. I can then help your clients understand their eligibility, figure how much they could qualify for and secure their Certificate of Eligibility.
Contact me anytime to learn more about VA loans.
* If VA ... more

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