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Step by Step Guide for First Time Home Buyers Massapequa NY
Step by Step Guide for First Time Home Buyers Massapequa NY
 
 # 1 Arrange Documents
It is important that you gather the following items in to a central location and keep updating the data on a monthly basis
        Last 2 years for tax returns or 1040’s with all schedules         Last 2 years W-2’s         Last 30 Days Pay stubs         Last 2 Months Bank statements all pages         Last 2 Months Investment statements all pages         Last 2 Months Retirement statements all pages         Driver’s License         Last 12 month’s rental payments if pay by check  
#2 Understand Your Credit Rating 
 
This is where most First Time Home Buyers in Massapequa NY drop the ball. They feel that the credit review from these free online services are the same reports used when buying a home.  This is far from the truth, take the time and meet with a Mortgage Professional and get a copy of your credit report from all 3 bureaus. Credit is the most important criteria when applying for a mortgage. Being 1 point off can cost you thousands of dollars over the life of the mortgage. A Mortgage professional shuld be able to showyou some insider secrets to help impove ... more

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