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Do these 3 things if you're buying a house as an unmarried couple
If you and a co-signer are going into the home buying process outside of a marriage, you should consider some important factors before both of you put your names onto the paperwork.
In 2017, about 16% of first-time homebuyers were unmarried couples, a number that is continuously on the rise. But, things can change, and there are certain aspects you need to keep in mind (and at heart) when buying a home with someone who isn't your legal spouse.
 
1. Sign a prenup.
Many people don't realize that prenups apply even outside of married relationships. You and your loved one can sign a prenup for the house to protect both of you in the event that you breakup. Obviously, no one wants to consider this possibility, but it's the smart thing to do. This agreement should answer these questions: What happens to the property in the event you separate? What if one of you dies, or becomes disabled? Who will pay for major repairs? Who is responsible for associated bills that go along with owning a home?
If both of you are truly in it for the long haul, neither of you should have any reservations about signing such an agreement.
 
2. Choose the right title.
There ... more

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