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First Time Home Buyer Loans in NC
 
The First Time Home Buyer Loans NC are specifically designed for first time home buyers who want to buy a house with little to no money out of your bank account!
 
Because one of the biggest things holding Millennials back, is CASH, having first time home buyer loans NC offer down payment mortgage grants.  Most folks simply don’t realize that there are programs out there to help you buy a house with a Mortgage Grant and a First Time Homebuyer Tax Credit.
There are currently four different Down Payment Assistance Mortgage Grants available for First Time Home Buyer Loans NC.  These programs are referred to as DAPs, but in reality, the Mortgage Grants can be used for closing costs, down payment, or to reduce your PMI.  The money can pretty much be used for anything, except Repairs.
 
The Interest rates for these programs are set by the NC State Housing Authority.  NOT all Lenders in NC work with the First Time Home Buyer Loans NC, it’s one of the things our Team specializes in.
The mortgage rates for the Mortgage Grants and First Time Home Buyer Loans NC are slightly higher than the mortgage rates on programs where you come up with your own down payment… sometimes it’s about 1% of interest ... more

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