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Important Steps to Buying a Home
Many times do we read about buying a home including tips, advantages, and disadvantages. Most individuals, especially first-timers, despite having read a lot, still need to be reminded once-in-a-while. 
Purchasing a home is likely to be the largest investment that a person makes in their lifetime. Therefore it is critical to be aware of the steps a purchaser should take when buying a home.
Be Credit Worthy
Chances are that you will have to depend on a loan to purchase your new home. For this reason, it is important to make sure that your credit is in good shape. A lender makes their decision to finance in a large part upon a borrower’s credit score. This will also impact the interest rates a lender is willing to offer which affects the monthly payment and the overall amount that you will have paid for the home.
Save Some Money
You should also be aware that most lenders require some type of down payment. Most financial institutions will not lend 100% of the purchase price so a home buyer will need to save at least 3% to 5% of the sales price unless a gift from family can be obtained for the down payment. A ... more

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