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May ActiveRain Challenge for Zoom Meetings: Call #4
This week's call was about the current state of mortgages and what's happening.
Our guest speaker was George Souto who is a veteran in this industry and has been doing residential mortgages for about 16 years.
 
We started out with his introduction and then moved onto the different loans that he can do, which is most and what he likes to do, which includes working with First Time Homebuyers and most people that have their stuff together.
Much of his business stems from past referrals from other Realtors.  This is because they know that he can deliver.
He is licensed in numerous states, which include Conneticut (where he resides), Rhode Island, Massachussets, New Hampshire and even Florida. 
He spoke very eloquently about the fact that people during this time don't like to let appraisers in their home and that they are doing drive by appraisals along with some of their research online.
Also, he spoke a lot about current underwriting conditions and how they are being more automated now, taking out much of the human element.  Standards, in general are much tighter now.  
Even though closings are happening, attorneys are having a difficult time with courthouses because many of them are closed at the current time.
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