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Short Sale Advice When You Have a Judgment Lien - Destin Florida

Short sales are fewer than they used to be, but they are still around on the Emerald Coast of Florida.  I recently inquired about a short sale listing in Destin, Florida that was represented by another real estate agent. Without going into the agent specific idiosyncrasies, this seller deserved better handling of his short sale listing.
Quick points:
The agent specified that the buyer pay title insurance. Actually, in most short sales, the short sale lender will pay title insurance on behalf of the short sale seller. This added cost makes the property less attractive to a buyer, as it's not expected that a buyer pay the title insurance for a short sale.
The agent specified that in addition to the purchase price, the buyer was to pay off the seller's substantial judgment lien for default on a personal loan (unrelated to the sale of the real estate).  This amount was approaching $20,000.  When asked if the amount had been negotiated down with the judgment debtor, the response was it would not be "until there was an offer". Again, that's not often the case and not great advice to the short sale seller. In many  scenarios, I've had my seller negotiate down a judgment ... more

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