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100% Rural Housing Loans for Northwest MS
100% Rural Housing Loans for Northwest MSby Pam SimpsonThe Kudzu Vine
The US Department of Agriculture may not the first placeyou think of when it comes to mortgage loans, but they administer one of the best mortgage loans for a good portion of Northwest MS.  The USDA Rural Development Guaranteed Housing Loan is a loan made available for low -to-moderate income individuals and families throughout many portions of the U.S.
In Desoto and Tate counties of Northwest MS, the maximum income limits are as follows: 

If you pay child care expenses, that can be factored into these numbers so the income limits could actually be higher.
Here are a few of the reasons why the USDA Rural Development Guaranteed Loan is so good:
100% Loan - No Down payment Required2% Up-Front Mortgage Insurance Premium can be financed into the loanNo additional ongoing monthly insurance premiumNo post-closing Cash Reserves are requiredNo first-time home buyer restrictionNo maximum loan limitNo limit on seller contributionsFlexible Credit and Qualifying guidelinesCompetitive 30-yr. fixed interest rateRepairs may be eligible to be financed into the loan
The USDA Rural Development Guaranteed Loan is only available in certain areas.  This is determined by population.  For Northwest MS, this means that homes in the ... more

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