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10 Terms Every First Time Home Buyer and their REALTOR should know
TOP 10 Terms Every First Time Home Buyer and their REALTOR Should Know.
 1. Who is a first time home buyer?
Anyone who is a US Citizen that files taxes and has not owned a home within the past three years qualifies as a first time home buyer. Some non US citizens may qualify as first time home buyers.
2. State Housing Initiatives Partnership commonly known as SHIP
SHIP is state program sponsored by the Florida Housing Finance Coalition provides down payment assistance for first time home buyers who qualify. The less you make the more you will qualify for. The money is given to the local municipalities, so where the property is located will determine the rules and the source of funding. The City of Gainesville SHIP department doesn't have quite as nice a website. Alachua County ‘s Website is very informative I would recommend starting or whatever municipality you plan to buy in like Marion County, The City of Sarasota or Ocala.
3. FHFC I mentioned this before. This website is a much underutilized resource, not only for first time home buyers but buyer education in general. They have a guide to foreclosure prevention and a statewide affordable housing ... more

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