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Behold, the Rate/Term Refinance!
 
I thought that I would take the liberty to reblog this great article written by Jason Sardi. I have to agree with this article because I believe that we as Americans have gotten away from something that our fathers and their fathers before them instilled in us. That is that home ownership is not about keeping up with the Jones, but to invest into something that will shelter and protect your family for years. And, one day, you should be able to turn over the keys to you child or maybe a grandchild.
That is something that does not happen in today's society much anymore. Instead, we live in a house for 3 to 10 years, and then it is time to find a new one. 
 
Cash-flow is a foreign term to many folks these days.  The ability to spend, save, collect and consume aren't where we are used to being.  In fact, I would venture to say a whole lot of people have one mindset in their mind... save money.
There's one issue I have with that.  What some folks are doing, or rather thinking, is that they should save money in the short-term... and reap wealth when ... more

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