Are your mortgage payments more than you can handle? Have you been getting harrassing phone calls because you have late payments? Is your current Lender threatening foreclosure? We can help!Q. Can I get a mortgage modification through the Home Affordable Modification Program (HAMP) if my loan is not owned or guaranteed by Fannie Mae or Freddie Mac?
Yes. HAMP helps homeowners who are struggling to keep their loans current or who are already behind on their mortgage payments. By providing mortgage loan servicers with financial incentives to modify existing first … (2 comments)
hamp: Saugus Short Sale Realtor | Jennifer & Gary Ricco | Specializing in Short Sales
- 11/28/10 05:39 PM
With all the misinformation available in the media and on the Internet, Saugus homeowners can easily be mislead. Homeowners struggling to make their mortgage payment in Saugus need a Saugus Short Sale Realtor with a solid understanding of: Whether a loan modification is an option Whether you qualify for a short sale Whether the HAMP, HAFA, or "Hope" for Homeowners Plan apply to you Whether the lender will sue you after foreclosure or a short sale Federal Tax Liabilities Resulting from a Short-Sale/Foreclosure The Impact on Your Credit Rating The Effect on Your Life and Finances Due to Resulting Deficiency Judgments Whether or Not Collection Efforts by Your Lender will … (0 comments)
hamp: Santa Clarita Short Sale Realtor | Jennifer & Gary Ricco | Specializing in Short Sales
- 11/28/10 08:37 AM
With all the misinformation available in the media and on the Internet, Santa Clarita homeowners can easily be mislead. Homeowners struggling to make their mortgage payment in Stevenson Ranch need a Stevenson Ranch Short Sale Realtor with a solid understanding of: Whether a loan modification is an option Whether you qualify for a short sale Whether the HAMP, HAFA, or "Hope" for Homeowners Plan apply to you Whether the lender will sue you after foreclosure or a short sale Federal Tax Liabilities Resulting from a Short-Sale/Foreclosure The Impact on Your Credit Rating The Effect on Your Life and Finances Due to Resulting Deficiency Judgments Whether or Not Collection Efforts by … (0 comments)
hamp: Stevenson Ranch Short Sale Realtor | Jennifer & Gary Ricco | Realtors Specializing in Short Sales
- 11/28/10 08:26 AM
With all the misinformation available in the media and on the Internet, Stevenson Ranch homeowners can easily be mislead. Homeowners struggling to make their mortgage payment in Stevenson Ranch need a Stevenson Ranch Short Sale Realtor with a solid understanding of: Whether a loan modification is an option Whether you qualify for a short sale Whether the HAMP, HAFA, or "Hope" for Homeowners Plan apply to you Whether the lender will sue you after foreclosure or a short sale Federal Tax Liabilities Resulting from a Short-Sale/Foreclosure The Impact on Your Credit Rating The Effect on Your Life and Finances Due to Resulting Deficiency Judgments Whether or Not Collection Efforts by … (0 comments)
hamp: Valencia Short Sale Realtor | Jennifer and Gary Ricco |Realtor Specializing in Short Sales
- 11/28/10 07:07 AM
With all the misinformation available in the media and on the Internet, Valencia homeowners can easily be mislead. Homeowners struggling to make their mortgage payment in Valencia need a Valencia Short Sale Realtor with solid understanding of: Whether a loan modification is an option Whether you qualify for a short sale Whether the HAMP, HAFA, or "Hope" for Homeowners Plan apply to you Whether the lender will sue you after foreclosure or a short sale Federal Tax Liabilities Resulting from a Short-Sale/Foreclosure The Impact on Your Credit Rating The Effect on Your Life and Finances Due to Resulting Deficiency Judgments Whether or Not Collection Efforts … (2 comments)
hamp: Whether Buying or Selling You Need an Experienced Short Sale Realtor in Santa Clarita
- 11/03/10 10:41 AM
As an experienced short sale Realtor in Santa Clarita we provide our clients with a comprehensive plan whether they are buying or selling a home. Our thorough, detailed Comparative Market Analysis of a home's value will help you determine the purchase price your willing to pay or sell your home for. We will also provide you with the professional guidance necessary to take you comfortably and smoothly through the process to close of escrow. Buyers have more control over the home buying today because; they can choose what they want to see with access to property listings online. However, in most cases what they see is not what they get. … (0 comments)
hamp: Loan Modification 2010 Fact or Fiction | Mortgage Relief Counseling
- 09/08/10 10:12 AM
President Obama's "Making Home Affordable" plan outlined a consistent set of loan modification guidelines to follow, for those who can't meet the monthly mortgage payments. This has provided temporary relief for the struggling homeowner, however with our high unemployment rate many are re-defaulting. Making Home Affordable's goal is to modify the terms so the monthly payment is no more then 31% of a persons gross monthly income. The homeowner is eligible when they are in eminent danger of defaulting or have already defaulted. A lender receives incentives by following the MHA guidelines, these guidelines are known as the Standard Waterfall. These are the steps … (1 comments)
hamp: How Can I Stop My Foreclosure
- 08/27/10 07:22 AM
How can I Stop My Foreclosure? Homeowners are you confused about the designations and certifications Realtors hold. What do the three or four letter abbreviations mean after a Realtors name and how can those designations help Stop Your Foreclosure? As the real estate and financial markets crashed, several leaders in the real estate community used their experience and understanding of the default services industry to create education modules and certifications, which will educate Realtors on the complexities of Stopping or processing Pre Foreclosures. There are several certifications that have gained a high level of recognition, due to their designations curriculum. Realtors who have obtained any or all … (0 comments)
hamp: What's The Best Way Out Of The Foreclosure Maze | Santa Clarita Pre Foreclosure Specialists Can Help | Jennifer & Gary Ricco Keller Williams VIP Properties
- 06/02/10 05:41 AM
Does your mortgage make you feel like your in a maze? Headlines today are filled with stories about homeowners in financial distress-people who face a lender's foreclosure on their home. Millions of American homeowners are wondering what to do, who they can trust and where to turn for reliable education.. Like most crises, this one has produced its share of rumors and misinformation. One of the biggest ones is "just let it go in foreclosure." Why fight back, screw the banks... It's too emotionally draining, and the government's Making Homes Affordable Modification Program (HAMP) aren't helping many people. Well, that's … (0 comments)
hamp: SIGTARP Warns of Second Housing Bubble
- 02/01/10 01:40 PM
As a Realtor, I read lot of articles in an attempt to get my head around whats happening with our economy, the TARP bailouts, the Stock Market volatility and the mortgage market. HousingWire is a great location to gather information, which has been helpful to my clients. An Article published by AUSTIN KILGORE, dated Monday, February 1st, 2010, 3:40 pm, outlines a report by SIGTRAP that warns of a possible Second Housing Bubble The Special Inspector General for the Troubled Asset Relief Program(SIGTARP), which oversees the federal government's economic recovery program, called for reform to prevent government bailouts in the future and … (4 comments)
hamp: Santa Clarita's Short Sale Specialists Jennifer & Gary Ricco Keller Williams VIP Properties
- 12/17/09 11:21 AM
If you're thinking of selling your home, and you expect that the total amount you owe on your mortgage will be greater than the selling price of your home, you may be facing a short sale. A short sale is one where the net proceeds from the sale won't cover your total mortgage obligation and closing costs, and you don't have other sources of money to cover the deficiency. A short sale is different from a foreclosure, which is when your lender takes title of your home through a lengthy legal process and then sells it. 1. Consider loan modification first. … (0 comments)
Free Home Retention Workshop April 2, 2011
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