Kris Krajecki's (imcallingkris) Blog

The State of California has declared the counties of Los Angeles, Riverside, San Bernardino, San Diego and Orange disaster areas due to the wildfires in Southern California. Lenders usually requires a 442 (completed by the original appraiser) on all transactions located in counties that are decla...

U.S. Treasury notes declined for a second day after global stocks gained, reducing the appeal of government debt. U.S. stocks rose after earnings reports from Apple Inc. and American Express Co. eased concern that the housing slump has curbed consumer spending.Don't pay the mortgage, but make sur...

DeKalb police have found boxes of sensitive information from a mortgage company carelessly tossed in the trash.The mortgage company - Ameriquest -- may ring a bell. It closed up shop in Georgia nearly two years ago amid allegations of predatory lending. So why, now, are hundreds of customers' per...

DeKalb police have found boxes of sensitive information from a mortgage company carelessly tossed in the trash.The mortgage company - Ameriquest -- may ring a bell. It closed up shop in Georgia nearly two years ago amid allegations of predatory lending. So why, now, are hundreds of customers' per...

Let's all REALLY help each other by counting and listing how many different ways that we can originate mortgages!!I bet we get some GREAT ones that nobody has ever heard of!...At the very least, this should prove to be rather inspirational! Just blogging this right now makes me want to get out of...

Do you have such a story?  With all of the talk going on out there...and on AR, what have YOU seen?Have you lost out on a house you were all set to buy? Are you in the midst of a foreclosure and are finding it impossible to talk with your lender or get any help in resolving the problem? Have you ...

HUD issued a final rule amending the regulations regarding specific standards for a mortgagor's investment in property which is to be insured by FHA.The rule defines a prohibited source of down payment assistance as a payment that consists in whole or in part, of funds provided by any of the foll...

Treasuries declined for the first time in more than a week as investor demand for the safety of U.S. debt waned with two-year note yields near the lowest since September 2005. Two-year notes posted the biggest gains last week since Sept. 11, 2001, as credit-market losses pushed stocks lower. The ...

Former Federal Reserve Chairman Alan Greenspan said the dollar's depreciation may reflect growing unwillingness among foreigners to buy U.S. debt. I think it's funny that Greenspan is like E.F. Hutton.......even though he is out of office....when he speaks-people listen (and markets react!)!Green...

Apparently on May 17th, 2007 there was a NAR Professional Standards committee meeting where they discussed REALTORS® and blogging. During this meeting questions arose about Article 12 and how it relates to communication via the internet. I take it that the NAR is considering regulating what Realt...