jim mcnees fha mortgage specialist: 4 Key Questions about Your Home Loan Situation - 07/30/11 07:21 AM
Do You Have Answers?
The start of summer is nearly here, which means things like baseball, hotdogs, and apple pie are on our minds. But that's not all the arrival of summer means: 2011 is almost halfway over. That makes now the perfect time of year to make sure your home loan is working for you.
Here are four questions you should ask yourself about your mortgage...before the temperatures start turning colder again.
Question 1: How does my interest rate compare to what's available today?The economic realities of the past few years have taught people some valuable lessons. One of which … (0 comments)

jim mcnees fha mortgage specialist: Financial Planning for the Middle Class – By Mary Beth Franklin, Senior Editor - 07/30/11 07:21 AM
Where the middle-income crowd can get help they can afford.
By Mary Beth Franklin, Senior Editor
Financial planning is often perceived as a service reserved for the wealthy. That's understandable. The more money you have, the more complex your finances are. But people who don't have hundreds of thousands of dollars in savings need guidance, too, and they often don't have enough money to satisfy the ever-increasing minimum asset requirements of some financial advisers.
In 2010, more than 80% of advisers defined their core market as clients with assets of $250,000 or more, according to Cerulli Associates, a research firm. Half … (0 comments)

jim mcnees fha mortgage specialist: Get the Best from Your Homeowners Insurance - 07/30/11 07:20 AM
Give it an Annual Checkup!By Leonard Baron, MBA, CPA, and author of Real Estate Ownership, Investment and Due Diligence 101
Annually you go to the doctor and the dentist, but what about your property and liability insurance professional? Do you consult with that person on a yearly basis, too?
Being fiscally fit is almost as important as being physically fit, so why not make sure you're getting the best from your homeowners insurance, just in case a financial issue arises? That issue could be any number of things: your house could catch on fire, a broken water line could cause a … (0 comments)

jim mcnees fha mortgage specialist: Say Cheese – 12 Tips for Taking Perfect Pictures - 07/30/11 07:19 AM
Summer is officially here, and whether you are counting the days to a much needed vacation or getting ready to attend a family reunion or friend’s wedding, one thing is clear. Your camera is going to be working overtime this season!
The good news is that when the temperatures start to turn colder this fall, you can relive your summertime fun…if you’ve taken great pictures. Here are 12 great tips that will help you eliminate the disappointment of a photo gone wrong.
1. Look ‘em in the eye. Herman Melville once said that the eyes are the gateway to the soul. … (3 comments)

jim mcnees fha mortgage specialist: Why Housing Has a "Buy" Sign on It - 07/30/11 07:18 AM
By Chris Farrell, Contributing Columnist, Kiplinger.com  
Will the nightmare on Main Street ever end? It sure doesn't seem like it, with home prices falling for 57 straight months, weighed down by everything from foreclosures to defaults to negative equity. Mortgage giants Fannie Mae and Freddie Mac are still troubled wards of the federal government. Recent headlines have trumpeted the housing market woes, such as the Wall Street Journal's May 9 story "Home Market Takes a Tumble" and CNN/Money's "Home Prices Crushed" the next day. Gary Shilling, a longtime Wall Street observer, recently panned homeownership in a lengthy report, "Still Home … (2 comments)

 
Jim McNees, Jim McNees-VP of Mortgage Lending-Guaranteed Rate (Branch Manager/VP of Mortgage Lending NMLS# 119988, Guaranteed Rate NMLS# 2611)

Jim McNees

Jim McNees-VP of Mortgage Lending-Guaranteed Rate

Virginia Beach, VA

More about me…

Branch Manager/VP of Mortgage Lending NMLS# 119988, Guaranteed Rate NMLS# 2611

Address: 277 Bendix Road, Suite 240, Virginia Beach, VA, 23452

Office: (757) 837-0387

Mobile: (757) 692-0266

Jim McNees' blog is about mortgage news, real estate news, life in Virginia Beach and what's pertinent in between.


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