springboro: Be Impulsive! - 06/15/09 02:40 AM
Julie Beall, Irongate Realtors305 E Central Ave., Springboro OH 45066 937-806-1057Visit http://www.juliebeallandco.com
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springboro: Springboro update Nov. 2008 - 12/02/08 10:54 AM
This update is only an opinion provide by Julie Beall of Irongate Realtors. October and November were tumultuous times in the local real estate economy.  Recovering from the dry Hurricane and power outages slowed showings on currently listed properties significantly. In November there was an increase in buyers with several contracts written for closings in Dec. and Jan.  The average days on market in the Springboro area is up to 186-254 days; depending on what price range the property is in.It is important to note that well priced properties are still selling but the prices are approx. 8% less than last … (0 comments)

springboro: Home buying tip #4 Understanding How Much Home You Can Afford - 05/28/08 06:09 PM
Are you ready to roll with another home buying lesson? Good, let's get started.
Like it or not, there are 2 guidelines bankers and mortgage lenders use to determine how much loan you can afford.
The first guideline is the Payment To Income Ratio.  This guideline compares your income - or your total household income - to the amount of mortgage payment you're considering.
To calculate the "payment" part of the formula, the lender will take the mortgage payment (principal + interest) and add to it Property Taxes and Insurance.  Hence the term "PITI" (principal, interest, taxes, and insurance).
Usually lenders … (1 comments)

springboro: Home Buyer Tip #3 The Difference Between Pre- Qualified and Pre-Approved - 05/28/08 06:05 PM
I hope that you're enjoying these home buyer tips I'm sending. I really want to insure that I'm bringing value and that the information I'm sharing with you will help you save money and avoid a home buying mistake.
OK, let's get on with this week's tip.
Did you know that when you make an offer on a house the seller will ask you for a letter of pre-approval? If you don't have one and you're competing with other buyers for the same house, you could end up losing out on your dream home. The first step to understanding this is … (1 comments)

springboro: Home Buyer Tip #2 Understand what you want vs need - 05/28/08 06:03 PM
One quality that distinguishes real estate agents who are committed to providing the very best service is the strength of their network.   Over the years I've built working relationships with a wide range of professionals who deal with every aspect of buying, selling, maintaining and improving a home. So whether we're talking about mortgages, legal issues, insurance, inspections, renovations, landscaping - you name it - I can refer you to an expert who I know provides high-quality service at a competitive price.  
It has taken me some years to develop this network and I must say that I've always … (0 comments)

springboro: A Quick look at Springboro Ohio - 05/28/08 05:47 PM
Taken from your Springboro Expert at www.juliebeall.com. Please call Julie for more information
Settled as early as 1796, Springboro was founded in 1815 by Jonathan Wright, a relative of the Wright Brothers, as "Springborough." Jonathan Wright's father, Joel Wright, was a surveyor who platted Columbus, Ohio. Springboro was predominantly Quaker during its earlier years.
Springboro is known largely for its historical significance during the hiding of slaves through the system of the Underground Railroad due to a large portion of its residents holding an Anti-Slavery opinion. Achilles Pugh, in fact, published a local paper during this time called "the Philanthropist" to … (0 comments)

springboro: April 2008 Springboro Market - 05/05/08 05:59 AM
May 5th, 2008
 
In April there were 81 new houses listed in the Springboro Clearcreek Township area and 36 homes closed and sold. Inventory is increasing again, but this is what you would expect this time of year.
 
The Avg. sale price was 281,710 for April.
The % of sale to list price was 94.32%
Prices ranged for $70,000 to $1,275,000.00
 
Buyers are still slow to move to the market. Again we are at record setting low prices and interest rates. With inflationary pressures pushing the economy I suspect interest rates will go up. Buyers must consider purchasing soon if they wish to benefit from … (0 comments)

springboro: San Mar Gale Development Lebanon Ohio - 04/19/08 04:34 AM
Sometimes you see a development project and say here we go again! But sometimes you see a project and say Wow ,this will be great for my clients! I recently visited a new project in Lebanon Ohio that impressed me immensely. This is surely the biggest project to ever occur in Warren County. I do not have any business ties to this project but I hope to offer this as an option to many buyers in the future. The project is called The San Mar Gale. Their website although not full of information yet is awesome.  http://sanmargale.com/. I believe if done right we will … (1 comments)

springboro: Pets and Moving - 03/18/08 01:30 PM
Thought you may want to have some information to share with clients who are moving with their pets. Feel free to copy this and hand it out. It was written by my husband a Veterinarian who hears all the pet moving stories.
MOVING WITH YOUR PET
If you are moving to a new home with your dog or cat, there are some things you need to know.
 In advance, you should get a new ID tag. If your pet has a microchip, you will need to change your address with the company. You may need to visit your veterinarian to update vaccines and refill any … (3 comments)

springboro: Springboro Market Conditions - 03/16/08 01:06 PM
March 15, 2008
 
The inventory in Springboro is once again increasing. As of March 15, 2008 the units on the market jumped from 340 units at the end of Feb. to 381 units on the market today. Some of this increase is due to the normal seasonal cycle of real estate. Inventory always increases in the Spring and Summer. Interesting to note Feb. 2008 had only 14 units sell, being one of the slowest Feb in many years. The following shows the number of units sold per month in this quarter since 2005
 
SOLDS           2005    2006    2007    2008  
Jan                   38          34      … (0 comments)

springboro: Springboro Market Conditions - 03/11/08 03:28 PM
The Springboro area is experiencing a SLIGHT downward pressure on prices. The inventory has been at an all time high however we are seeing some leveling out of the supply of homes on the market. This means the number of listing on the market is decreasing slightly compared to what it was several months ago. We are looking for 2008 to be comparable to 2007. Incidentally 2007 was our fourth BEST year in real estate history. The GOOD NEWS is our local market is not crashing as you hear on the news media only correcting slightly.Personally, I am still selling a … (0 comments)

springboro: Springboro Market Conditions - 03/11/08 03:20 PM
The Springboro area is experiencing a SLIGHT downward pressure on prices. The inventory has been at an all time high however we are seeing some leveling out of the supply of homes on the market. This means the number of listing on the market is decreasing slightly compared to what it was several months ago. We are looking for 2008 to be comparable to 2007. Incidentally 2007 was our fourth BEST year in real estate history. The GOOD NEWS is our local market is not crashing as you hear on the news media only correcting slightly.Personally, I am still selling a … (0 comments)

springboro: Invite your buyer or seller to closing - 03/17/07 12:16 PM
I heard a great idea at Sell-bration in Las Vegas last month. Before closing send your buyer or seller a Formal invitation to closing. Keep an example in your word processor and change the names and dates as needed. Put it in a foiled envelope with a gold or silver sticker...It will impress your client and will be kept forever as a keepsake.
Julie Beall of Irongate Realtors, Inc.
request the  honor of your presence
 at the closing of
5555 Smith Blvd.
Springboro, Ohio  45066
Friday, March  Thirtieth, Two Thousand and Seven
At Two Thirty PM
 
 
Irongate Realtors, Inc
38 N. Pioneer Blvd.
Springboro, Ohio 45066
 
 
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springboro: What I really want my clients to know. - 03/07/07 11:25 PM
Being somewhat new to Blogging, another active rain bloggersuggested I write about what I really wish my clients knew about me. Here it goes.....
I wish they knew:
How much I really careabout what happens to them and the sale of the their home
How many nights I lay awake if I know it is taking longer to sell than we thought.
How I hate to call and ask for price reductions...because I am a home owner too.
How I love hearing about their lives and who they are.
How I wish I could make all showings go smoothly.
How much time, effort and money go into marketing my homes.
How I hire … (12 comments)