ARCHIVED BLOG POSTS
2009
So you have to sell your home, but you owe more than it is worth. Here are your options if you have to sell.IF you would rather stay in your home, but are having trouble afford the payments a loan modification should be your first step. But, Tried to modify and the payments are still to high. ...
12/22/2009
Where are all the foreclosures? As I figured, there are plenty of inventory being held back as I suspected. Here in Manatee County there are more homes that are in some phase of foreclosures than all the active, and pending homes combined. No doubt there is a shadow inventory. In fact, our so...
12/19/2009
We have been living here in Waterlefe golf and river club since 2003 and the annual holiday golf cart parade is an event that we look forward to every year. Last year there was over 25 carts, and about 10 motorcycles, all decked out with holiday decorations, and plenty of lights. Even Santa Claus...
12/13/2009
What does it mean too the market if half (48.5%) of the homeowners with mortgages, owe more than their home's worth? With this kind of grim statistic it could be easy to get pretty down on the market, but I think it could be worse. The Wall Street Journal's report shows the percentages of homes ...
12/13/2009
Loan Modifications with PRINCIPLE REDUCTION does not happen hardly at all. It should, and it makes sense. This is a good call to action, and I would support this bill. Please spread the word if you can CONTACT CONGRESS: Support Judges Modifying Mortgages NOW! Otherwise, It's All Up to the Ban...
12/10/2009
I just withdrew a short sale listing off the market. It was a typical short sale. The owners were having a struggle making their payments, and then one got laid off from work. The bill collectors start calling, and they start getting behind in the mortgage. I meet with the owners and gave the...
12/10/2009
Wow, My Iphone can do some amazing things! Streaming live video will have some amazing uses when it comes to real estate.Today was a rather exciting day as I heard about Ustream releasing a new Mobile iPhone App for the iPhone & the Droid. So what is this new Ustream Mobile app, & what is mobi...
12/09/2009
Taxpayers who buy a new car or several other types of motor vehicles this year may be entitled to a special tax deduction when they file their 2009 federal tax returns next year. The tax break is part of the American Recovery and Reinvestment Act of 2009. Thanks to our local news station for hel...
12/09/2009
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This entry discovered a great site that Bank of America uses to evaluate home value. If you ever wondered what Bank of America thinks your home is worth, you can just type in the address and there you go! http://www.bankofamerica.com/modular/index.cfm?template=hc_home_worth_modular&app=OMA&state...
12/09/2009
Finally! Home owners, Realtors, Lenders, and home buyers are all going to benefit from these new guidlines. The faster and easier the process becomes the closer offers will come to being fair market value. This will lead to reduced inventories, and market stabilization. The Treasury departmen...
12/08/2009
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Joe and Molly Murphy
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