central valley homes: CHECK OUT OUR FEATURED HOMES FOR SALE IN STOCKTON, CA - 05/09/14 07:12 AM
CHECK OUT OUR FEATURED HOMES FOR SALE IN STOCKTON, CA

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central valley homes: JUST LISTED!! LARGE HOME IN WESTON RANCH @ A GREAT PRICE! - 05/09/14 07:09 AM
JUST LISTED!!  LARGE HOME IN WESTON RANCH @ A GREAT PRICE!

SPACIOUS FAMILY HOME LOCATED CLOSE TO SCHOOLS, SHOPPING AND I-5. 2 STORY HOMES WITH  5 BEDROOMS, 3 1/2 BATHROOMS, 3 CAR GARAGE AND A LARGE UPSTAIRS LOFT.  2 MASTER BEDROOMS, ONE DOWNSTAIRS WITH PATIO AND ONE UPSTAIRS. VAULTED CEILING IN LIVING ROOM WITH A DINING ROOM COMBO. FAMILY ROOM WITH FIREPLACE.  THIS HOME HAS OVER 2900 SQUARE FEET OF LIVING SPACE.
FOR MORE INFORMATION ABOUT THIS WONDERFUL HOUSE CLICK HERE!
FOR VIEWINGS CALL VICTORIA WHITE AT 209-351-1327 OR
MELYNDA CAPPS AT 209-225-9864
 
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central valley homes: **JUST LISTED** Vintage house near Oxford Circle Stockton 95204 - 05/09/14 06:49 AM
**JUST LISTED** Vintage house near Oxford Circle Stockton 95204

 
WONDERFUL VINTAGE HOME ON OXFORD WAY. TWO MASTER BEDROOMS. PERFECT FOR ENTERTAINING AND FAMILY HOLIDAYS. FORMAL DINING ROOM WITH LIVING ROOM AND FAMILY ROOM. TONS OF STORAGE. NEWER COMP ROOF. SPARKLING POOL WITH BRICK COVERED PATIOS AND BBQ. FAMILY ROOM FRENCH DOORS TO BACK YARD. INSIDE LAUNDRY . NEW TILED FLOORS IN KITCHEN NEW STOVE. NEW CARPET, NEW PAINT INSIDE AND OUT. NEW PARTIAL DUAL PAYNE WINDOWS. ONE OF A KIND, UNIQUE LAYOUT W/LOTS OF PRIVACY. STEPS TO UOP AND MIRACLE MILE!
 
This property is so special, it has … (0 comments)

central valley homes: **JUST SOLD** Stockton Elkhorn Golf Course Home - 05/05/14 05:11 AM
 
 
**JUST SOLD** Stockton Elkhorn Golf Course Home 
 
Only 2 weeks on the market!!!

 

 
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central valley homes: Fannie Mae and Freddie Mac Conventional FHA Alternatives - 05/01/14 05:02 AM
Fannie Mae and Freddie Mac Conventional FHA Alternatives
The changes in FHA-backed financing have many homebuyers seeking an alternative and, although it's been around since 2006, Fannie Mae's My Community Mortgage Program's time has come.
This is a conventional loan product, ideal for first-time homebuyers lacking a large down payment and with limited credit histories.
With flexible underwriting and a 3 percent down payment requirement, My Community Mortgage is a lower-cost alternative to FHA in many instances.
"Say you want to buy a $180,000 house and you don't have much cash for a down payment," hypothesizes George Souto, a loan officer with … (0 comments)

central valley homes: Looking for a home on the outskirts of town? Check out a USDA Loan! - 05/01/14 04:58 AM
Good Credit but No Down Payment? There's a Loan for That!
So, Warren Buffet spends more on dinner than you make in a month, and you've never required the services of an investment banker, but you have good credit and you long to own your own home. What if we told you that there is a mortgage loan program out there for people just like you and (here's the best part) it requires no down payment?
Despite what you may have been hearing in the media about lenders tightening their belts and mortgage requirements becoming more stringent, the USDA offers a … (0 comments)

central valley homes: Ready for Spring Gardening? Check out these Weed Prevention Tips! - 05/01/14 04:55 AM
Chemical-Free Weed Prevention Tactics

If there's one thing all gardeners hate, it is weeds. Fortunately, there are a number of chemical-free tactics you can use to control weeds in your garden. And in the long run, most of them will be cheaper than spending money on toxic, synthetic chemical weed controls.
A weed, by definition, is any plant that grows in a place where it's not wanted. With that thought in mind, let's discuss some weed prevention tactics.
 
Prevent Weeds Naturally With Other Plants If you want chemical-free weed control, plant other plants. That's right. Plant the plants that … (0 comments)

central valley homes: What's going on in May in Lodi, CA - 05/01/14 04:41 AM
What's going on in May in Lodi, CA
Check out what's happening in Lodi, CA this month!!
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central valley homes: **JUST LISTED ELKHORN GOLF COURSE HOME** - 05/01/14 03:45 AM
**JUST LISTED ELKHORN GOLF COURSE HOME**

 
 
  BEAUTIFUL HOME ON ELKHORN GOLF COURSE 2ND TEE!!  BEAUTIFUL FRONT AND BACK YARD WITH VIEW OF GOLF COURSE AND POND, COMPLETE WITH POOL AND SPA!  KITCHEN WITH GRANITE COUNTERS, BREAKFAST BAR, PANTRY CLOSET AND STAINLESS APPLIANCES!  REFINISHED HARDWOOD FLOORING. GREAT ROOM WITH BRICK FIREPLACE AND SLIDER TO PATIO. SEPTIC / WELL. ALARM. BATHROOMS REMODELED.
 
This property is so special, it has it's own website! 
 
www.10628DavisRoad.utour.me
Tour it instantly on your mobile device by texting SEE555 to 878787
        
MLS Number: 14025814
Listed by Steve Werner of Werner … (1 comments)

central valley homes: Just Listed in Spanos Park West **THIS HOME WILL GO FAST** - 04/25/14 10:22 AM
Just Listed in Spanos Park West **THIS HOME WILL GO FAST**

 
Description: ADORABLE SPANOS WEST SINGLE STORY CORNER LOT HOME. 4 BEDROOM, 2 BATH WITH 1,966 SQUARE FEET. TILE AND PERGO FLOORING. DESIGNER COLORS. FORMAL DINING ROOM, GREAT ROOM WITH TILED GAS FIREPLACE. GREAT LOCATION, CLOSE TO SCHOOLS, SHOPPING, PARKS, POOL, AND TENNIS COURTS. LUSH COLORFUL GARDENS. HOME HAS GREAT CURB APPEAL WITH STONE ACCENTS.
Details: Status: Active Price: $305,000 MLS Number: 14024522 Square Feet: 1,966 sqft 4 Bedrooms 2 Full Bathrooms Year Built: 2003 Lot Size: .14 School Dist: Lodi Unified School District  
 
 
 
 
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central valley homes: 4 Things to Consider Before Becoming a Landlord - 04/21/14 04:25 AM
 
In Stockton, CA we have many homes that appeal to investors.  The price point and location make it a prime real estate market for investors to keep and rent or to flip.  Understanding what it takes to be a landlord before purchasing your first investment home is vital.  Here are some tips to consider before buying.  Search for Stockton Investment Properties Here!
4 Things to Consider Before Becoming a Landlord
When considering whether or not to buy investment property, searching for good advice can lead to even more frustration. After all, there is a lot more to consider than the simple … (0 comments)

central valley homes: Go Green: 5 Ways to Cut Your Energy Costs - 04/21/14 04:14 AM
Go Green: 5 Ways to Cut Your Energy Costs
Implementing energy-saving measures in your home will reduce your utility usage and costs. Every bit you save has a far wider impact, however. You'll also lessen your consumption of the Earth's natural resources and eliminate a portion of the air, water and soil pollution that occurs in the process. Start with five methods to cut your energy costs and create an impact.
1. Change Your Light Bulbs While lighting may not be your biggest drain on electricity in the home, it accounts for up to 20 percent of your electricity bill, according … (0 comments)

central valley homes: **BACK ON THE MARKET** 1437 W Willow St, Stockton, CA 95203 - 04/08/14 07:15 AM
**BACK ON THE MARKET** 1437 W Willow St, Stockton
$112,500

For more info go to: Willow St
Beautiful One Story, 2 bedroom, 1 bathroom cottage near Victory Park and UOP. Convenient to shopping, schools and local amenities. Old world charm. Includes a partial unfinished basement and a detached one car garage. Purchase this property for as little as 5% down. This home is approved for HomePath & HomePath Renovation Mortgage.
Ready to view? Give me a call 209-225-9864 Today!
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central valley homes: **NEW ON THE MARKET** 3035 W Euclid Ave Stockton, CA 95204 - 04/08/14 07:10 AM
 **NEW ON THE MARKET** 3035 W Euclid Ave Stockton, CA
$123,000

For More info go to: W Euclid
 
Cozy cottage! Covered deck is the perfect place to enjoy the huge back yard. Dual pane windows, large fenced yards, updated kitchen and bath make this a great investment or starter home.
Ready to see this home?  Give me a call 209-225-9864 today!!
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central valley homes: **PRICE REDUCTION** 7513 Rosewood Drive Stockton, CA 95207 - 04/08/14 07:04 AM
**PRICE REDUCTION** 7513 Rosewood Drive Stockton, CA 
$218,000

For more info go to: Rosewood Drive
 
Price reduced $10,000, seller motivated to get this terrific home sold. Lincoln school district, just around the corner from John R. Williams Elementary School. Kitchen and guest bath updated with granite counters, new laminate wood floors. Lush backyard perfect for enjoying the outdoors, plus a secure dog run. Move in ready! Call for an appointment to see for yourself what this house and neighborhood have to offer!
Ready to view this house in person, give me a call today!!  
209-225-9864
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central valley homes: **PRICE REDUCED** 7327 Southfield Way Stockton, CA 95207 - 04/08/14 06:57 AM
**PRICE REDUCED** 7327 Southfield Way Stockton, CA 95207
$199,900

For More info Click --> : 7327 Southfield Way
Beautiful One Story, 4 bedroom, 2 bath home in Northwest Stockton with low maintenance front and rear landscaping. Convenient to shopping, schools and local amenities. Recent refurbishments include new interior painting and new carpeting. There is laminate flooring in the family room, kitchen and nook area. Purchase this property for as little as 5% down. This home is approved for HomePath & HomePath Renovation Mortgage financing.
Want to see this home?  Give me a call at 209-225-9864
 
 
 
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central valley homes: **JUST REDUCED** 2412 N Sutter Street Stockton, Ca 95204 - 04/08/14 06:48 AM
**JUST REDUCED** 2412 N Sutter Street Stockton, Ca 95204
$79,000

PROPERTY LOCATED CLOSE TO THE FAMOUS MIRACLE MILE AND ST. JOSEPHS.GATED FRONT YARD. NEW LINOLEUM IN KITCHEN. PARTIAL DUAL PAYNE WINDOWS. NO A/C. WALL HEATER. INSIDE LAUNDRY ROOM. NEW ELECTRICAL PANEL.
View More Information here: 2412 N Sutter Street Stockton, Ca 95204
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central valley homes: **NEW LISTING** Wonderful 4 bedroom home in San Diego - 04/08/14 04:21 AM
**NEW LISTING** Wonderful 4 bedroom home in San Diego

Description: This fabulous Penasquitos Glen home has 4 bedrooms and 2 bathrooms! Relax is the gorgeous backyard with room for your garden. Make this house your new home!! A MUST SEE!!
Details: Status: Active Price: $529,000 MLS Number: 140018224 Square Feet: 1,405 sqft 4 Bedrooms 2 Full Bathrooms Year Built: 1977 Lot Size: 6961 School Dist: POWAYUNIF Yearly Taxes: $6,600
See More at:  Buy this GREAT Home! Listing Provided by Monte Lawson with Re/Max Associates … (3 comments)

central valley homes: PRICED REDUCED!! Great Stockton Home close to everything!! - 04/08/14 03:41 AM
PRICED REDUCED!!  Great Stockton Home close to everything!!

Description: This home offers 3 bedroom 2 full baths with bonus room that can be a 4th bedroom. Home has new roof, new exterior interior paint. updated kitchen. New windows. Great location walking distance to park shopping and schools take a look and don't be afraid to write up a offer. This is a flip!
Details: Status: Active Price: $239,000 MLS Number: 14016217 Square Feet: 1,577 sqft 4 Bedrooms 2 Full Bathrooms Year Built: 1958 Lot Size: .16 School Dist: Stockton Unified Yearly Taxes: $2,800  
 
 
 
View more information … (0 comments)

central valley homes: Confused About VA Loans? Find Out What Veterans Should Know - 04/03/14 03:35 AM
Confused About VA Loans? Find Out What Veterans Should Know

Fans of late-night TV will recall the infomercials of a few years ago, hawking zero-down loans. Those loans, along with loans requiring no documentation, were being handed out like candy to anyone who applied, and were largely blamed for the mortgage industry implosion.
In the wake of that mess, mortgage lenders tightened standards. Lenders began demanding that homebuyers needed some skin in the game - a healthy down payment - to make them think twice about defaulting on the loan.
Zero-down loans became a memory.
Today, you have three choices … (0 comments)