improving credit: Improving your Credit - follow up to credit myths
- 06/11/08 08:09 AM
1. Always make payments on time. 35% of your credit score is based on credit history. 2. Only apply for credit when you need it. 3. Check your credit regularly. The three reporting repositories offer one free credit report per year to every American (keep in mind that this does not include deciphering it or a credit score). You should review your credit report once a year to verify accuracy. 4. Finance Companies - buy now, pay later accounts can have an unfavorable impact to scoring compared to other types of debt. 5. Credit card balances exceeding 50% of the available … (0 comments)
1. Always make payments on time. 35% of your credit score is based on credit history. 2. Only apply for credit when you need it. 3. Check your credit regularly. The three reporting repositories offer one free credit report per year to every American (keep in mind that this does not include deciphering it or a credit score). You should review your credit report once a year to verify accuracy. 4. Finance Companies - buy now, pay later accounts can have an unfavorable impact to scoring compared to other types of debt. 5. Credit card balances exceeding 50% of the available … (0 comments)
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