first time home buyer: Different Types Of Home Loans
- 03/28/24 11:16 AM
There’s many different loan options….Here are some of the common ones 👇01 – 𝑪𝒐𝒏𝒗𝒆𝒏𝒕𝒊𝒐𝒏𝒂𝒍 𝑳𝒐𝒂𝒏𝒔: These are standard mortgage loans not insured or guaranteed by the government. They typically require a down payment of 3% to 20% of the home’s purchase price.02 – 𝑭𝑯𝑨 𝒍𝒐𝒂𝒏𝒔: Insured by the Federal Housing Administration, these loans help borrowers with low down payments and lower credit scores.03 – 𝑽𝑨 𝑳𝒐𝒂𝒏𝒔: Available to eligible veterans and military personnel, VA loans offer favorable terms, including no down payment and flexible qualification criteria.04 – 𝑼𝑺𝑫𝑨 𝑳𝒐𝒂𝒏𝒔: These loans, offered by the U.S. Department of Agriculture, are designed for … (3 comments)
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first time home buyer: Can I Afford To Purchase A Home?
- 02/23/24 11:44 AM
Wondering if you should stop renting and purchase a home of your own?Here are some questions to consider ↓↓↓01 – Do you have financial stability?02 – Are your long-term plans to stay in the area?03 – What’s the market like?04 – Do you have enough for a downpayment and other monthly costs?05 – Do you have a good credit score?👉🔥 Remember, the decision depends on your personal and financial circumstances.If you are currently renting and wondering if home ownership is a possibility for you – let’s chat!If you’re not where you need to be now, we’ll set a plan and set … (4 comments)
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first time home buyer: When To Begin Your Home Search
- 12/12/23 10:46 AM
When To Begin Your Home Search
Let’s talk about timing….when do you think you should you begin your home search?
Of course, it all depends on various factors and can differ for each person – but generally it’s a good idea to give yourself at least a few months head start before you are ready to purchase!
Here’s a rough timeline to guide you:
→ 🧐 6-12 months before: Access your finances to see how much you can afford, and start researching neighborhoods for the ideal new home location
→ 📝 4-6 months before: Make a priority list of what you are looking for in a … (3 comments)
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first time home buyer: Tips for First-Time Homebuyers
- 11/08/23 11:04 AM
Tips for First-Time HomebuyersCongratulations on embarking on the exciting journey of becoming a first-time homebuyer! Here are the top 10 tips to help you make informed decisions and navigate the homebuying process successfully:
First things to do is determine your budget! Before you start looking at homes, assess your financial situation and set a realistic budget. Consider all costs, including the down payment, closing costs, monthly mortgage payments, property taxes, and homeowners insurance.
The second thing I recommend is getting pre-approved for a mortgage. Obtaining a pre-approval from a lender will give you a clear idea of how much you can borrow and … (2 comments)
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first time home buyer: Home Buying Process - Part 3
- 11/03/23 09:36 AM
This is the home buying process in 10 steps, part 3!
Step 8 in this process is getting the home appraisal. The appraisal is all about ensuring the house is actually worth what you’ve agreed to pay. If the appraisal comes under the purchase price, the lender will likely not loan out past what the property is appraised at, meaning the buyer will need to come up with that extra money to fill the gap between the appraisal value and the offer. If the appraisal comes in over the agreed upon purchase price, you, the buyer, are in great shape because the … (0 comments)
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first time home buyer: Home Buying Process - Step 2
- 11/01/23 01:09 PM
This is the home buying process in 10 steps, part 2!
Phase 2 of buying a home is what most people think of when they think about moving. It’s actually finding the property you want and settling on a price. So step 5 is finding the home. Depending on the market, this can be anywhere from a week up to a couple of years! It all depends on the price point you’re searching in, and the current market conditions.
Once we find the house, we move to step 6 which is making an offer. Once again, depending on market conditions, your … (0 comments)
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first time home buyer: 3 Things Most First Time Homebuyers Don’t Know
- 10/17/23 10:30 AM
There are three very important things that many first time homebuyers don't know about purchasing a home. Unless you have ever had the opportunity to purchase real estate, you might not even think of these questions! As your realtor, we are here to help guide you through the entire process, and explain things like this!
#realestate #realestateagent #firsttimehomebuyers … (0 comments)
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first time home buyer: Make The Right Decision For YOU!
- 09/20/23 10:34 AM
Are you confused about the real estate market right now?
Don’t be. We will help you make the right decision for you!
#buyingahome #firsttimehomebuyer #homefinancing #sacramentorealestate #realestateadvice #realestate #newhome #homeownership
… (1 comments)
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first time home buyer: What Type of Pre-approval Do You Need?
- 09/20/23 10:29 AM
Hey! Do you want to go look at houses with me?? Who doesn’t, right??
It’s by far the BEST part of buying a house, and it’s one of my favorite parts of being a real estate agent!
But, in order to do the FUN thing, you need something very important first, a PREAPPROVAL. Why? Which one do you need?
Watch this short video about the first step in buying a home.
#buyingahome #firsttimehomebuyer #homefinancing #sacramentorealestate #realestateadvice #realestate #newhome #homeownership
… (0 comments)
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first time home buyer: The 4 Common Types Of Home Loans
- 09/14/23 10:22 AM
Choosing a home to buy is only half the battle. You still have to pay for it! While that’s an obvious statement, the way you pay for your new home is just as, if not MORE important than any other step in the process. And just like the options you get when you’re house shopping, you also have options when it comes to loans.
Here are the 4 most common types of home loans.
#1 A fixed rate mortgage, or conventional home loan This is the most common type of home loan you’ll find. Around 90% of buyers will choose a fixed-rate mortgage, … (1 comments)
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first time home buyer: Most expensive and least expensive homes
- 09/12/23 07:31 PM
This is a video I did on the most expensive and least expensive homes that hit the market last week in Elk Grove, CA. It is actually a fun video to do and it got quite a bit of attention on social media.
This post is for day 9 of The 30-Day Real Estate Social Media Challenge:
“Post a video of yourself showing off a feature or amenity of a home that you’re selling or showing or are involved with.”
#30dayrealestatesocialmediachallenge
… (3 comments)
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first time home buyer: The Secret to Financial Stability
- 08/25/23 10:37 AM
Do you want to know the secret to financial stability? #realestate #firsttimehomebuyers #buyingahome #realestateadvice #elkgrovehomesforsale#financialstability #wealth … (0 comments)
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first time home buyer: Why Your First Home Matters
- 08/25/23 09:47 AM
Just what does buying your first home mean? #realestate #firsttimehomebuyers #buyingahome #realestateadvice #elkgrovehomesforsale … (2 comments)
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first time home buyer: Corner Lot in Sacramento!
- 08/13/19 11:41 AM
Corner Lot!
9521 Brakeman Ct. Sacramento CA 95827
3 Beds | 2 Baths | 1210 SF | 1978 | UPDATED
Custom home builder is moving! He's put all the latest technology, appliances, and finishes in this home! All new flooring, paint, moldings, bathrooms, patio cover and soo much more! 2 family rooms! Mirrored closet doors in master suite. Upgraded lighting throughout. Huge corner lot with custom patio cover in the back corner showcases the whole property! Room for your RV and other toys! This home has it all! Don't wait!
The Mode & Durham Team Team | BRE # 00935148 | #00875356
… (0 comments)
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first time home buyer: Starter Home in Elk Grove!
- 08/02/19 11:58 AM
Elk Grove Starter Home! Pending Sale!
8706 Elk Way Elk Grove CA 95624
3 Beds | 2 Baths | 1056 SF | 1972
Long time owner has taken pride in this home. Great starter home or investment property. Low maintenance front yard and adorable back yard with magnificent oak tree! 3 bedroom 2 bathroom with expanded kitchen with dining area and pantry closet! Wood burning stove in living room and slider to back yard patio! Priced to sell!
The Mode & Durham Team Team | BRE # 00935148 | #00875356
The Mode & DurhaM Team
9250 Laguna Springs Drive, #100 … (0 comments)
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first time home buyer: Perfect Elk Grove Starter Home!!!
- 10/27/18 07:04 PM
9366 Amethyst Way, Elk Grove, CA For Sale Description Photos Maps & Local Schools Print Brochure Our Reviews Follow This Home! FREE List of All Elk Grove Homes Elk Grove Real Estate Blog Elk Grove Homes for Sale Elk Grove Homes for Sale What is your Camden Home Worth? Free Home Values Featured Properties Sign Up for New Listings Alert Presented By: The Mode & Durham Team Keller Williams Realty 916-405-5765 Licensed In: CA License #: 00935148
Schedule a Showing/Request Info $ Click for current price3 BEDROOMS | 2 (2 full ) BATHROOMS | 1720 SQUARE FEET Own the COOLEST … (4 comments)
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first time home buyer: Rancho Murieta Starter Home!!!
- 10/27/18 06:31 PM
15131 Reynosa Dr, Rancho Murieta, CA Get Directions Click Here Description Photos Maps & Local Schools Print Brochure Our Reviews $ Click for current price 3 BEDROOMS | 2 (2 full ) BATHROOMS | 1503 SQUARE FEET Light filled home with open ceilings & high windows! Open living and dining rooms w/ wood look tile through all main areas keeps this home cohesive & flowing! Family room & kitchen combo perfect for relaxed living & entertaining. Guest bath with cute vanity and color scheme. Master suite has a wall of windows to the back yard. En suite bath, walk-in closet, and … (1 comments)
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first time home buyer: Just Listed & Open Saturday in Arden Manor!
- 06/01/17 09:04 PM
3020 Maison Way, Sacramento, CA Get Directions Click Here OPEN HOUSEJune 03, Saturday 1:00 PM - 4:00 PM
Description Photos Maps & Local Schools Print Brochure Our Reviews $ Click for current price
3 BEDROOMS | 1 (1 full ) BATHROOMS | 1092 SQUARE FEET
Property Description:
To see 3020 Maison Way Sacramento CA 95864 or other houses in Sacramento, CA call The Mode and Durham Team at (916) 405-5765.
If you would like to find out how much your Sacramento home is worth, check our home value site, at http://www.SactoHouseValue.com, or call us at (916) 405-5737.
The Mode and Durham Team have been selling real estate in … (0 comments)
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first time home buyer: Setting Expectations for Elk Grove home buyers
- 04/03/11 06:10 PM
Whether you are a first time home buyer or you have bought a home in the past, understanding today's market and today's loan process is critical in determining your overall experience. Times have certainly changed and it's important that you understand your role in the home loan process.
You, your lender and your real estate agent are a team and need to work together to achieve your dream of homeownership. Here are a few tips to remember when you are applying for a home loan.
Give your lender complete and accurate information. Your lender will require employment, income and asset … (0 comments)
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first time home buyer: Blue Water Credit added to Home Buyer Workshop
- 02/13/11 03:20 AM
We have just added Blue Water Credit to our panel of local real estate experts that will be helping Elk Grove home buyers to understand the home buying process at our Home Buyer's Workshop on Thursday, February 17th.
Blue Water Credit is a national credit restoration company that works with clients and creditors to raise credit scores. Blue Water Credit LLC is trained and certified by CreditCRM as credit experts.
Raising your credit score can lead to savings of thousands of dollars over the life of a mortgage. Blue Water Credit LLC raises your credit score by removing negative items from your credit … (0 comments)
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There’s many different loan options….Here are some of the common ones 👇01 – 𝑪𝒐𝒏𝒗𝒆𝒏𝒕𝒊𝒐𝒏𝒂𝒍 𝑳𝒐𝒂𝒏𝒔: These are standard mortgage loans not insured or guaranteed by the government. They typically require a down payment of 3% to 20% of the home’s purchase price.02 – 𝑭𝑯𝑨 𝒍𝒐𝒂𝒏𝒔: Insured by the Federal Housing Administration, these loans help borrowers with low down payments and lower credit scores.03 – 𝑽𝑨 𝑳𝒐𝒂𝒏𝒔: Available to eligible veterans and military personnel, VA loans offer favorable terms, including no down payment and flexible qualification criteria.04 – 𝑼𝑺𝑫𝑨 𝑳𝒐𝒂𝒏𝒔: These loans, offered by the U.S. Department of Agriculture, are designed for … (3 comments)
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