mortgage: 5 Warning Signs that You are about to have a Bad Mortgage Experience
- 06/09/14 07:46 AM
Great blog! I agree with not returning phone calls or the ghost question. I can't tell you the # of times a Realtor has come to me and asked: "Can you close this in 2 weeks; we're having trouble with the Loan Officer at (you name it, typically a major) Bank and it looks like we're not going to close on time - because no one is returning our calls. AND: It would be great if all LO's were tested on their knowledge of : Basics (Like LTV and DTI - loan to value and debt to income ratios); figuring out … (1 comments)
mortgage: Questioning the Rates I quote...really?
- 05/14/14 05:32 AM
So, I'm sitting at the table with my Clients, here in Houston, last week - and the wife says: the Loan Officer from a very large bank says: "there's no way that Al can give you a rate of 3.25% on a VA loan, without charging discount points or origination fees". "Why" would someone at a large, major bank say that? Of course we can. I locked my client on a 45 day Lock at 3.25% ((15 year fixed; NO discount points; no origination charge). We expect to close them in 3 weeks, not 45 days - but I felt it best … (1 comments)
mortgage: Gotta love the election...
- 11/07/12 12:31 AM
If you like LOW rates, then the election results are your thing. Yield on 10 yr bond down to roughly 1.63% - near historic lows; stock market down 314 points as of a few minutes ago...what could be better, right? Well, I'll leave you to ponder "what" could be better. Regardless, let's pray that the U.S. Congress and the President can come together to avoid the "fiscal cliff" and hammer out some deals that will: a. provide a sense of stability for small businessb. avoid a huge tax burden on the middle classc. reduce the deficitd. encourage the investment of the … (0 comments)
mortgage: Mortgage industry - for week of June 14, 2010
- 06/14/10 05:29 AM
Here is the latest Mortgage Industry News for the week of 6/14/2010: The Mortgage Bankers Association (MBA) today released its Weekly Mortgage Applications Survey for the week ending June 4, 2010. The Market Composite Index, a measure of mortgage loan application volume, decreased 12.2 percent on a seasonally adjusted basis from one week earlier. This week's results include an adjustment to account for the Memorial Day holiday. On an unadjusted basis, the Index decreased 21.1 percent compared with the previous week. The Refinance Index decreased 14.3 percent from the previous week and the seasonally adjusted Purchase Index decreased 5.7 percent from … (0 comments)
mortgage: 100% financing for urban, suburban or rural property; and 90% investor loans
- 03/21/08 10:33 AM
Call: (281) 378-1558 / email: loan@mortgageoffice.com / www.mortgageoffice.com Direct Lender with Freddie Mac Mortgage information from Freddie Mac:http://www.freddiemac.com/corporate/buyown/english/mortgages/what_is/ Also available: Jumbo Loans 100% financing for rural property (USDA loans) 100% VA Loans 96.5% FHA loans Upto 100% of Appraised Value on Rural properties Upto 100% Financing for standard City / Suburban properties Seller can assist by contributing up to 3% towards closing costs First Time Home Buyer eligible programs 30 year fixed programs Quick prequalifications Please contact me if you have questions regarding FHA or VA programs or USDA Rural Development program or would like to qualify for a mortgage in following Texas counties … (1 comments)
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