Force-placed insurance (also known as creditor-placed insurance) is an insurance policy taken by the mortgage lender on your home when your property insurance is seen insufficient or may have lapsed.
What happens when you think you've been overcharged? Can you take a legal action?
The 2015 force-placed lawsuit This is exactly what happened in 2015 when four Florida residents and a Pennsylvania resident filed class action lawsuits against two mortgage companies - Specialized Loan Servicing LLC and Caliber Home Loans Inc.
The high cost of force-placed insurance 
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