first time home buyer: The Difference Between Being Pre-Qualified & Pre-Approved for a Mortgage
- 09/18/20 08:19 AM
The Difference Between Being Pre-Qualified & Pre-Approved for a MortgageToday’s blog I’m going to talk about the difference between between being pre-qualified and pre-approved for a mortgage. Going home searching without a preapproval is like going outside without any clothes on, OK that might be a little more extreme, because you’re not gonna get arrested for not having a preapproval letter, but wearing clothes and being pre approved will get ya closer to home ownership. 😁 Let’s talk about pre-qualification. This can be as simple as giving the lender your numbers over the phone or even online. Numbers meaning income, debts or (2 comments)
first time home buyer: Down Payment Assistance Programs in Northeast Florida
- 09/18/20 07:47 AM
Down Payment Assistance Programs in Northeast Florida Sometimes that can seem a little overwhelming or you might think you need a ton of money to buy a home. Not so at all. Right now, there are around 5 different programs. I won’t go through all of them in this blog, but, check this link with the a flyer of the various progra Down Payment Assistance Programs Some can be in the form of a 2nd mortgage. Some are forgiven and some are not. Forgiven? You’re wondering if you have to give some kind of confession aren’t you? Nope, no worries you’re good, that’s (0 comments)
Author Bio: Pam Graham is a transplant to Jacksonville area, origanally from the Northern Va area. Pam Graham has been in the real estate business since 2002 and has helped hundreds of sellers and buyers achieve their real estate dreams