Rick Pilger's (rap) Blog

Rates, The Fed and Apple Pie, too.  As we paused to reflect on Martin Luther King, Jr. day the rest of the world was having a financial melt down. Why? Well, it seems they were worried about us.  Record foreclosures, billion dollar write downs and the threat or realization of recession. Ben Berna...

What does it mean? What will it Cost? As the real estate and mortgage markets continue to recover we are seeing more and more restrictions on lending to try and right the ship. One monster that started to surface way back in July of 2007 was the "Declining Markets" guidance sent out by FNMA.  In...

Should You Really Care? It seems everything these days is tied to your credit score. The score can determine what kind of interest rate you will get on your mortgage, your car loan, your credit card and even how much you pay in insurance premiums. In fact, it may even determine if you get your ne...

"The last of the human freedoms is to choose ones attitudes"                                                                       -Victor Frankl   Leading Yourself to a Better Life  Ben Franklin had many accomplishments over his life. We believe that one of his best was his thoughts on human ach...