mortgage: Commercial and Multifamily Investing
- 10/25/07 01:15 AM
Commercial real estate in the Seattle Washington real estate market represents a tremendous opportunity.Let's start with a bit of background information: What is happening in the Seattle real estate market. A September 20, 2007 article in Reuters titled "No housing woes in booming Washington State" states....Seattle makes news Excerpted from a Seattle PI article. "The Seattle area has the second-hottest commercial real estate market in the United States.....Seattle is also a standout market for investors, receiving top or near top "buy" ratings for all property sectors.....Seattle, it has a highly diversified economy. Seattle is also the highest-rated metro area for home … (1 comments)
mortgage: Renton Video Tour
- 10/23/07 01:45 AM
The areas surrounding Seattle, Washington are a special place. This area has won numerous "best places to live" awards. As a service, RentonVideoTour.com has put together this web site filled with valuable information to help answer questions for both home-buyers and sellers. You can view Renton's largest area photo gallery. You can watch Renton Video Tour or view area videos that include neighboring communities. You can also search for homes. For more information on Kent, or surrounding communities visit The Sound Team of Keller Williams website and RealtyAndAMortgage.com and for a bit of my personality, experience and capabilities visit RealtyAndAMortgage.com/blog. … (3 comments)
mortgage: Kent Video Tour
- 10/23/07 01:20 AM
The areas surrounding Seattle, Washington are a special place. This area has won numerous "best places to live" awards. As a service, KentVideoTour.com has put together this web site filled with valuable information to help answer questions for both home-buyers and sellers. You can view Kent's largest area photo gallery. For a Kent video tour, click here....You can watch area videos that include neighboring communities. You can also search for homes. For more information on Kent, or surrounding communities visit The Sound Team of Keller Williams website and RealtyAndAMortgage.com and for a bit of my personality, experience and capabilities visit … (0 comments)
mortgage: Investors? The time to strike may be upon us!
- 10/21/07 02:59 AM
Now may be the best time to invest in the Seattle Washington real estate market! They say that there is a Chinese proverb where “problem” represents both opportunity as well as a bad situation. Are you a real estate investor who wants more rentals, in better neighborhoods with a better quality tenant?Have you been waiting on the sidelines while property values have gone up 18% per year more recently in the neighborhood of 8-9%.Why real estate? Those of you who own a home know the answer- appreciation on a much larger asset value than your limited down payment.Tenants actually pay you … (0 comments)
mortgage: Part ONE....Mortgage Honesty
- 10/20/07 04:40 AM
Let’s start our conversation by establishing a little credibility. It’s scary, I am an entrepreneur with an MBA in Finance. We have an intelligent team of professionals working at The Sound Team - Keller Williams. Read our articles, we are a full disclosure group. And visit our full disclosure website at RealtyAndAMortgage.com . Then fire your questions our way and become comfortable with us. I got into the mortgage industry in 1988 doing hard money mortgages at a time when the only lenders were American General, Household Finance and the ilk. They were the only lenders in the field, besides … (0 comments)
mortgage: Let's baffle Borrowers with BS!
- 10/19/07 01:27 AM
Lies, damned lies and statistics Wake up any day, turn on the radio, TV or read a newspaper and there they are- hawkers of incredible mortgage opportunities! Everyone damning everyone else. Everyone offering a better mortgage than anyone else. Mortgages that have no costs! Unbelievably low interest rates on 30 year fixed rate mortgages, interest rates that go up almost immediately on your new FIXED RATE 30 year mortgage! And on and on and on. All with the highest degree of sincerity, or is it snake oil? Sometimes hard to tell. If it sounds too good to be true, it is. … (2 comments)
mortgage: Buying a home requires knowledge of your credit score
- 09/21/07 03:05 AM
Thinking of becoming a home owner? Do you know your credit score? One of the determining factors of the types of mortgages and interest rates available is your three digit credit score. Can you even get a mortgage? Find out before you begin getting your hopes up about home ownership. Typically you should begin your home buying odyssey by being Pre-Approved by a Lender. As part of the Pre-Approval process you will provide your personal information, including Social Security Number(s). Your lender will then be able to pull your credit report, submit your information to "Automated Underwriting" and receive an approval in … (1 comments)
mortgage: What is a Down Payment anyway?
- 09/20/07 03:05 PM
Purchasing a home is a major financial investment for most people. Your major investment would include not only acquisition of a home, but at what initial cost to you, the home-buyer? Here is an interesting question…. Should you REALLY expect to be able to purchase a major asset, a home worth hundreds of thousands of dollars, with NOTHING down? You can really do that, what do you think of mortgage companies who would allow this to happen? Don’t mind the bluntness of this blog, it is simply intended to make a point. Well, give or take the current mortgage market … (0 comments)
mortgage: Home buyers need to get pre-approved before they begin their home search?
- 09/20/07 03:03 PM
Why don’t people get pre-approved before they begin their home search? Just thinking about being a homebuyer can be a terrifying experience for the first time homebuyer.They don’t really know where to begin the process of homeownership.They don’t have the information needed to approach the process in a logical stepwise fashion.They are scared to death at the prospect of making such a great commitment to the American dream of home ownership.Because, once they talk to an actual Loan Officer, they will be harassed to actually go out and buy a home!Probably because they just want to see what is out … (2 comments)
mortgage: First time homebuyers need to know.
- 09/20/07 03:00 PM
Isn’t it strange? Twenty years ago I worked out of the Seward Park, Washington office of Kamas Real Estate (acquired by John L Scott). If I received a client who was interested in a home in Renton, Washington, I would refer them off to an office in Renton, Washington. For many years now, with the advent of technology, the Internet and access to enormous amounts of housing information Realtors can effectively, knowingly work large geographic areas, communities and neighborhoods. And that’s a good thing. Today many first time home buyers have limited choices of where they can afford to live. They … (0 comments)
mortgage: Private Mortgage Insurance makes high LTV loans available
- 09/08/07 07:14 PM
My blogs will tend toward educational. Hopefully not boring. I would love to provide an interesting introspective on how we got to where we are in the sub-prime mortgage debacle. But that is history. Your concerns of how do you become a home buyer, or if you are a home seller- how do you make your home more saleable, may be more appropriate to address today. There’s always time for history. Stay tuned, as I will write a bit about the JUMBO mortgage morass in my next blog.It’s a strange new world. The mortgage market is all roiled up and that … (1 comments)
mortgage: Real Estate purchase and mortgage- It's Your Money- KEEP IT!
- 09/08/07 04:22 AM
Welcome to my Blog. I'm new at this, so please forgive any etiquette issues, but don't hesitate to let me know of any indiscretions. My blog is written with the home buyer/ seller and mortgage client in mind and for for client's benefit. I have been following the financial market for 30 years and have an intimate long term perspective. My major focus in "the financial markets" is strictly limited to the mortgage industry. To government actions and effects on the real estate and mortgage world. The Federal Reserves actions determine more than most people imagine, rates go up and down, … (5 comments)
Commercial real estate in the Seattle Washington real estate market represents a tremendous opportunity.Let's start with a bit of background information:;)
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