central va: Central VA Spotlight: Louisa County VA - 09/08/15 03:00 AM
LOUISA COUNTY VIRGINIAIdeally located in the rolling Central Piedmont region near the heart of Virginia in the prosperous Richmond, Charlottesville, Fredericksburg triangle, you will find Louisa County.  The Town of Louisa is located just 50 miles from the state capital in Richmond, 95 miles from the nation’s capital in Washington, D.C., 45 miles from Fredericksburg, and 35 miles from Charlottesville – the home of Thomas Jefferson’s University of Virginia.
The 514 square miles are predominantly farm and forest lands, mixed with business, industrial, and residential properties.
LOUISA COUNTY NEIGHBORHOODS AND SUBDIVISIONS:Andrews Crossing
Blue Ridge Shores
Reedy CreekRoundabout Creek
Tanyard
Hidden HillsHeather Glen
Dove Hollow
Bien Venue SEARCH ALL HOMES FOR SALE IN LOUISA … (1 comments)

central va: Albemarle County VA - Jefferson Country - 09/04/15 12:15 AM
ALBEMARLE COUNTYTHOMAS JEFFERSON’S COUNTRYFor residents, there is no question about the best place to live and work in Virginia; Albemarle County offers a stable economy, highly rated school systems, low crime and unemployment rates, and countless cultural and recreational amenities, all nestled in the heart of the majestic Blue Ridge Mountains. The area is now recognized nationally and internationally for its superior quality of life and unequaled real estate investment value.
Once the home of Thomas Jefferson, Albemarle County still breathes its distinguished history from every street; residents readily embrace the area’s culture, a fusion of modernity and veneration for the important … (1 comments)

central va: What's My Charlottesville Home Worth? - 08/10/15 05:09 AM
Thinking About Selling A Home In Charlottesville?
Find Out What Your Home Is Worth For Free!
You should know exactly what your home is worth before making the important decision of selling your home in Central Virginia. Let us do a quick “Comparative Market Analysis” for you, with no obligation. Also known as a CMA, this analysis compares your home to others that are currently on the market and to those that have recently sold.  As top REALTORs® in Charlottesville, we determine the value of Charlottesville, Albemarle, Keswick, and Central Virginia area homes daily. Using the information you provide below, we can perform a quick … (0 comments)

central va: Forebearance Pros and Cons - 03/25/10 04:03 AM
Under a forbearance agreement, your lender may allow you to reduce or suspend payments for a short period of time. At the end of the forbearance period, you will begin making regular payments plus an additional amount of the past due payments each month until you are caught up.
PRO: You remain in your home. A temporary reduced or suspended payment provides time needed to save money, pay off other bills, find employment or additional employment, or recover from injury or illness.
CON: At the end of the forbearance period, your payment will be higher due to the past due amounts … (0 comments)

central va: Forebearance Pros and Cons - 03/25/10 04:02 AM
Forbearance
Under a forbearance agreement, your lender may allow you to reduce or suspend payments for a short period of time. At the end of the forbearance period, you will begin making regular payments plus an additional amount of the past due payments each month until you are caught up.
PRO: You remain in your home. A temporary reduced or suspended payment provides time needed to save money, pay off other bills, find employment or additional employment, or recover from injury or illness.
CON: At the end of the forbearance period, your payment will be higher due to the past due … (0 comments)

central va: Loan Modification Pro and Con - 03/25/10 04:00 AM
Loan Modification
If you can make payments on your loan, but don't have enough money to bring your account current, your lender may be able to change the terms of your original loan to absorb your delinquent payments and make the payments more affordable. Your loan could be permanently changed by adding the missed payments to the back end of the existing loan balance, lowering the interest rate or making an adjustable rate fixed, or extending the number of years you have to repay your loan. PRO: You remain in your home.
CON: Because of additional debt such as credit cards, … (0 comments)

central va: Deed-in-lieu of foreclosure - 03/25/10 03:57 AM
If you are unable to bring your loan current or sell your home in a reasonable amount of time, your lender may agree to have you voluntarily transfer the deed to the property to them to help avoid the impact of a foreclosure on your credit rating.
PRO: By voluntarily transferring the deed, you save your lender tens-of-thousands of dollars in foreclosure proceedings. If you are willing to do this, Fannie Mae has reduced the mandatory waiting period to establish credit history to a minimum of 4 years. This mandatory waiting period after a deed-in-lieu of foreclosure is lower than the … (0 comments)

central va: Deed-in-lieu of foreclosure - 03/25/10 03:55 AM
If you are unable to bring your loan current or sell your home in a reasonable amount of time, your lender may agree to have you voluntarily transfer the deed to the property to them to help avoid the impact of a foreclosure on your credit rating.
PRO: By voluntarily transferring the deed, you save your lender tens-of-thousands of dollars in foreclosure proceedings. If you are willing to do this, Fannie Mae has reduced the mandatory waiting period to establish credit history to a minimum of 4 years. This mandatory waiting period after a deed-in-lieu of foreclosure is lower than the … (2 comments)

 
Rob Alley, Invite Us In! We'll Bring Results! (RE/MAX Realty Specialists)

Rob Alley

Invite Us In! We'll Bring Results!

Charlottesville, VA

More about me…

RE/MAX Realty Specialists

Address: RE/Max Realty Specialists, 355 W Rio Road, Suite 102, Charlottesville, VA, 22901

Office: (434) 964-8369

Mobile: (540) 250-3275

Author Bio: Rob Alley earned a bachelors degree at Virginia Tech, in Blacksburg, VA in Biology. Rob Alley consults with homeowners regarding Real Estate transactions and speciliazes in listing and selling Charlottesville Real Estate.

A comprehensive blog about Charlottesville Real Estate including articles on short sales, foreclosures, market updates, news, resources and more. Charlottesville Real Estate news and information. All new updates and market conditions as well as charlottesville short sale information, charlottesville foreclosure listings, avoiding foreclosure help, buying and selling information, central virginia updates, mortgage updates, charlottesville happenings, and tips and tricks in a slower market by Rob Alley, Realtor of RE/Max Realty Specialists


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