real estate for sale in san mateo: Home Offices and Tax Deductions
- 01/24/13 01:13 AM
January 24, 2012 - San Francisco Real Estate Professionals Ah, the American Dream ... to work from home. So many businesses and offices are automated today, there are many more options to work at home virtually – or virtually work from home! Imagine sitting in front of your computer coffee in one hand, bunny slippers on your feet – saving on gas and travel time. NOT having to drive in all that bumper to bumper traffic! American workers are working more from home than ever before. Whether they are self-employed or work for their employers, 1 in 5 or 21.3% work from … (0 comments)
real estate for sale in san mateo: Homes are selling like HOTCAKES!
- 12/06/12 12:44 AM
December 6, 2012 - San Francisco Real Estate Professionals San Francisco Summary The median sales price for homes in San Francisco CA for Aug 12 to Oct 12 was $735,000. This represents an increase of 4.9%, or $34,000, compared to the prior quarter and an increase of 14.4% compared to the prior year. Sales prices have depreciated 7.5% over the last 5 years in San Francisco. The average listing price for San Francisco homes for sale on Trulia was $1,468,122 for the week ending Nov 28, which represents an increase of 2%, or $28,172, compared to the prior week and a … (0 comments)
real estate for sale in san mateo: 2013 Loan Limits left unchanged for Fannie and Freddie
- 12/04/12 04:08 AM
For high-cost real estate areas, like California, maximum loan limits for Fannie Mae and Freddie Mac loans will remain unchanged for the upcoming year. This means, instead of the "normal" loan limit of $417,000 for most areas, in the high-cost areas loan limits can reach $625,500. These loan limits are recalculated every year established under the Housing and Econmic Recovery Act of 2008 (HERA). With home prices on an upward trend in the San Diego area, in higher limits means loans can be secured for higher priced homes without jumping into a Jumbo Loan. Just because it's December doesn't mean you … (0 comments)
real estate for sale in san mateo: Are Homes in California REALLY that affordable?
- 11/28/12 01:28 AM
November 28, 2012 - San Francisco Real Estate Professionals According to the California Association of Realtors(r), "Home buyers needed to earn a minimum annual income of $65,810 to qualify for the purchase of a $339,860 statewide median-priced, existing single-family home in the third quarter of 2012. The monthly payment, including taxes and insurance on a 30-year fixed-rate loan, would be $1,650, assuming a 20 percent down payment and an effective composite interest rate of 3.72 percent. The effective composite interest rate in second-quarter 2012 was 3.92 percent and 4.63 percent in the third quarter of 2011." To see the how more … (0 comments)
real estate for sale in san mateo: California Association of REALTORS Housing Forecast for 2013
- 10/02/12 09:21 AM
California Association of REALTORS just released their Housing Forecast for 2013! AND?? “The market has improved moderately over the past year, and we expect that to continue into 2013,” said C.A.R. President LeFrancis Arnold. “Sales would be even higher if inventory were less constrained in REO-dominated markets, particularly in the Central Valley and Inland Empire, where there is an extreme shortage of available homes. Sales will be stronger in higher-priced areas, where there are more equity properties and a somewhat greater availability of homes for sale.” 2013 CALIFORNIA HOUSING FORECAST f = forecast Many factors can change … (0 comments)
real estate for sale in san mateo: Praise for bill that would help homeowners refinance
- 09/13/12 11:15 AM
September 13, 2012—written by San Francisco Real Estate Professionals The California Association of Realtors recently commended two California senators for their support of a bill that would make it easier for homeowners to refinance. “We applaud Senators Boxer (D-CA) and Menendez (D-NJ) for reintroducing this bill and recognizing that it benefits all parties involved,” said C.A.R. President LeFrancis Arnold. “Responsible homeowners who can refinance will avoid foreclosure and have more money in their pockets. Fannie Mae and Freddie Mac will see fewer foreclosures, and the housing market can continue its recovery.” The bill, “The Responsible Homeowner Refinancing Act of … (0 comments)
real estate for sale in san mateo: Should you pay down your mortgage faster?
- 09/07/12 04:41 AM
September 7, 2012—written by San Francisco Real Estate Professionals 15 years is a long time. 30 years? Even longer. Not wanting to have a debt hanging over your head for that long of a time is completely understandable. Hence, many people tend to increase their payments towards their mortgage principle in hopes of ridding themselves of that debt faster. Sounds legit, right? According to an article by Johathan Fahey of the Associated Press, paying down a mortgage faster may not be the best use of your extra funds. The desire to pay down the mortgage is more of … (0 comments)
real estate for sale in san mateo: My Loan is going to cost me How Much??
- 09/05/12 06:57 AM
We came across this article by Marcie Geffner, bankrate.com, and thought it could be helpful for anyone looking into purchasing a home or secure financing in the San Francisco Bay Peninsula area. Download sample form here. One of the first questions that come to mind when applying for a loan is, “How much is this loan going to cost me?” Well the government has mandated that all mortgage brokers and lenders have to provide you, the borrower, with a three-page document called the Good Faith Estimate (GFE) within 3 business days after your applied for your loan. I want … (0 comments)
real estate for sale in san mateo: Home Prices in the Bay Area have hit a 4 Year High
- 08/20/12 02:57 AM
August 20, 2012 – written by the San Francisco Real Estate Professionals July was a healthy month for real estate home prices as it hit its high. The San Francisco Bay area has had 13 consecutive months of home pricing increases for all types of homes. Homes are selling faster with fewer days on the market … the market is coming back pretty strong. Dataquick reports, “It's a housing market with far fewer foreclosure resales and a more even distribution of sales across all price segments. A lack of homes for sale contributed to the price increases, as frantic house hunters … (1 comments)
real estate for sale in san mateo: A repost from June - Earthquake Safety in the Bay Area
- 08/10/12 06:39 AM
Friday, August 10, 2012 - Written by the San Francisco Real Estate ProfessionalsSan Diego just had another quake earlier this week and just thought we'd do a re-post of a blog we posted earlier this Spring. Whether you have lived in the San Francisco Bay Peninsula are for years or days, you know we are in an area prone to earthquakes. It is important to remind ourselves and to practice what to do in the event of an earthquake.
What Should I Do?—Follow the Seven Steps to Earthquake Safety STEP 1. Identify potential hazards in your home and begin … (0 comments)
real estate for sale in san mateo: Theres an app for that
- 07/06/12 04:27 AM
Friday July 6, 2012 - written by the San Francisco Real Estate ProfessionalsHave you seen the latest money-saving applications for your smartphone? RedLaser RedLaser is designed to allow you to compare prices to make sure you are getting the best deal, works on all mobile phone platforms and is free. San or manually enter the bar code to find other price options. RedLaser gives you information on other stores and online companies. Directions are also provided to other stores as well! Coupon SherpaDo you coupon? This free app will save you time by providing hundreds of coupons from local dealers; all … (1 comments)
real estate for sale in san mateo: Smartphone apps that steal your battery and info
- 07/03/12 02:26 AM
July 3, 2012 I don’t know about you, but I’m always plugging in my smart phone. Just when I’m wanting to make an important call – and the dreaded red bar shows up. And for-get-it if I have forgotten to plug my smart phone in at night. If my phone was as smart as they say it was, it would figure its own way to plug in. But it’s not. So, other than having it plugged in all the time (not recommended), how can you save your battery life of your smart phone? Delete the free apps. According to new research, … (1 comments)
real estate for sale in san mateo: Just how important ARE those ol’ credit scores??
- 05/24/12 09:08 AM
Your ability to secure financing when you’re looking to buy your home, weighs heavily on your credit score. Before the real estate “bubble burst” in 2006 money was handed out quite liberally, even to the lowest of low credit scores. I personally had seen a buyer with a credit score less than 500 FICO score buy a house! However, the normal score to secure a loan then was 620 or higher. Credit scores tell a lot about your purchasing habits whether you want to them to or not. Now after six years of extreme tightening, lenders have tightened their mortgage requirements … (1 comments)
real estate for sale in san mateo: What does Facebook have to do with Bay Area Properties?
- 05/17/12 09:08 AM
As I'm blogging this, Facebook is just hours from going public and all I know, I'm not going to be one of those stock buyers frothing at the mouth anxious to grab up the coveted stocks. No, instead I'm wondering what the public offering of Facebook is going to do to the Bay Area neighborhood property prices. I think those property values may be as hot as Facebook stock and there could be just as much competition to buy.According to Movoto.com, “Competition to buy listed homes in desirable Bay Area zip codes is already discouraging for the average home buyer.” said Mark … (0 comments)
real estate for sale in san mateo: April is Fair Housing Month
- 04/24/12 05:53 AM
Monday, April 23, 2012 – written by SF Real Estate Professionals April is Fair Housing Awareness Month. Below is a short video and the Realtor Fair Housing Declaration showing how important fair housing is in real estate. Whether you are buying or selling, San Francisco Real Estate Professionals are passionate about this and make sure everyone is treated fairly. Please be sure to let us know if you have questions!
REALTOR® Fair Housing Declaration As members of the REALTOR(r) Associations, Team Webb agrees to: Provide equal professional service without regard to the race, color, religion, sex, handicap, familial … (0 comments)
real estate for sale in san mateo: Great News About the Bay Real Estate Market
- 04/20/12 05:45 AM
Friday, April 20, 2012 - written by the San Francisco Real Estate ProfessionalsFor the first time in 16 months, California Association of Realtors have reported a state wide (S*T*A*T*E W*I*D*E) increase to the median price of homes. For almost a year and a half we’ve experienced a downward arrow and now we have state wide an increase of 1.5% over last year ( from $232,270 in 2011 to now $235,760. ) The report from CAR said Statewide, the figures show: The median price of an existing California house (that is, not newly built) was $291,080 in March, up 1.6% from $286,550 … (0 comments)
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January 24, 2012 - San Francisco Real Estate Professionals
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