Matthew Royer's (sphinx780) Blog

Mortgage and Lending - Homes Mortgage - NMLS# 366970
Good Morning,   Rates have remained fairly stable.  This is both a good and bad thing.  On the plus side, the buyers I’m working with right now love low rates and let’s be honest, who doesn’t?   Here’s the bad thing: With interest rates being predicated on supply and demand, rates holding on this...
Good morning,   As far as rates are concerned, it brings an older song to mind. The lyrics may get stuck in your head if you’ve heard it before…’what goes up, must come down, spinning wheel got to go round’  If you feel the need to hear the whole song, it’s Spinning Wheel by Blood, Sweat and Tear...
Good Morning,   Perusing the morning news as I tend to do, I came across this little article about homeownership: HERE.   Here is the quote I found of most interest: “And even though many experts say the housing market is recovering, many Americans aren't buying it. The survey found that 70% of A...
Good Morning,   Rates are continuing to hold nice and low.  This is great for homebuyers looking to take advantage of the slower spring market and ‘get while the gettin’ is good’!    So why are rates still so low when all estimates have been saying for the past year that we would be at a much hig...
Good Morning,   I’m not sure about you, but when I need to grab something quickly from a store or fit in a small grocery run…well pretty much anything and everything, I end up getting it from Target. It’s gotten bad enough that if Target doesn’t carry something, I need to think about who might ha...
Good Morning,    We’ll keep it short and sweet this week. Hey, there’s sunshine out there and we’re nearing 55 degrees, even I cannot avoid a little spring fever, right?   Rates are remaining nice and low but there are still several financial reports coming out this week that could cause a sharp ...
Good Morning,   I’m going on record with this.  When we hit 60 degrees for the first time again, I’m breaking out the Sandals in celebration.  Wow, what a long, cold spring this has turned out to be.  It seems to be affecting the housing market as well.   Media as a whole is quick to position the...
Good Morning!   Below, you will see that interest rates haven’t changed over the past week.  Which makes it a great time to clear up a common misconception that is thrown around way too often in the mortgage and housing industry.   What I hear many loan officers tell their clients is something li...
Good Morning!   You may or may not have heard about the Heartbleed Bug that’s affecting the internet right now.   I find a need to keep on top of this information because, like many working in real estate and financial services, there is a lot of client information at risk if someone gained acces...
Good Morning!   Are you wearing sandals today?  Flip flops? Sadly, I am wearing neither but I plan on soaking up as much sun from my office window as possible.   Like many Realtors I know, the work never stops in the spring, which is a good sign for the summer to come.  5:30a wake up calls, texts...

Matthew Royer

NMLS # 366970
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