rock solid choice: Is Your Home Ready for Climate Change? - 12/09/22 04:48 AM
Is Your Home Ready for Climate Change?With the planet growing increasingly warm, the climate is changing rapidly. It’s not just getting hotter, it’s also getting colder, and stormier, and drier, and more extreme in every dimension. As a homeowner, you’re going to have to make sure your house can keep up with all that nature is trying to throw at it, no matter where you live. Is your home ready? Here’s a short list to check.
Do You Know Your Climate Risks? Before you can get your house ready for the weather, you need to know what risks you face. The … (3 comments)

rock solid choice: Why There Won't Be a Flood of Foreclosures Coming to the Housing Market - 12/08/22 05:46 AM
Why There Won't Be a Flood of Foreclosures Coming to the Housing MarketWith the rapid shift that's happened in the housing market this year, some people are raising concerns that were destined for a repeat of the crash we saw in 2008. But in truth, there are many key differences between what's happening today and the bubble in the early 2000s.
One of the reasons this isn't like the last time is the number of foreclosures in the market is much lower now. Here's a look at why there wont be a wave of foreclosures flooding the market.
Not as Many Homeowners Are … (5 comments)

rock solid choice: What You Want To Know If You're Pursuing Your Dream of Homeownership - 12/07/22 06:01 AM
What You Want To Know If You're Pursuing Your Dream of HomeownershipIf you're a young adult, you may be thinking about your goals and priorities for the months and years ahead. And if homeownership ranks high on your goal sheet, you're in good company. Many of your peers are also pursuing their dream of owning a home. The 2022 Millennial & Gen Z Borrower Sentiment Report from Maxwell says:
Many young adults have demonstrated their resolve to embark on the journey toward homeownership soon. More than half of millennials and Gen Zs plan to apply for a mortgage sometime within the next … (2 comments)

rock solid choice: Winter Home Selling Checklist - 12/06/22 05:29 AM
Winter Home Selling Checklist
Some Highlights As you get ready to sell your house, focus on tasks that make it inviting, show its cared for, and boost your curb appeal. This list will help you get started, but don't forget, a real estate professional will provide other helpful tips based on your specific situation. Let's connect so you have advice on what you may want to do to get your house ready to sell this season.  

rock solid choice: Mortgage Rates Will Come Down, Its Just a Matter of Time - 12/05/22 06:29 AM
Mortgage Rates Will Come Down, Its Just a Matter of TimeThis past year, rising mortgage rates have slowed the red-hot housing market. Over the past nine months, we've seen fewer homes sold than the previous month as home price growth has slowed. All of this is due to the fact that the average 30-year fixed mortgage rate has doubled this year, severely limiting homebuying power for consumers. And, this month, the average rate for financing a home briefly rose over 7% before coming back down into the high 6% range. But were starting to see a hint of what mortgage interest … (3 comments)

rock solid choice: What Homeowners Want To Know About Selling in Todays Market - 12/02/22 04:50 AM
What Homeowners Want To Know About Selling in Todays MarketIf you're thinking about selling your house, you're likely hearing about the cooling housing market and wondering what that means for you. While it’s not the peak intensity we saw during the pandemic, were still in a sellers market. That means you haven't missed your window. explains:
. . . while prospective home sellers may lament that they missed their prime window, in reality, this is still a terrific time to sell. In fact, according to a recent home seller survey, 95% of sellers who sold their home in the … (5 comments)

rock solid choice: What Buyers Need To Know About the Inventory of Homes Available for Sale - 12/01/22 07:03 AM
What Buyers Need To Know About the Inventory of Homes Available for SaleIf you're thinking about buying a home, you're likely trying to juggle your needs, current mortgage rates, home prices, your schedule, and more to try to decide if you want to jump into the market.
If this sounds like you, here's one key factor that could help you with your decision: there are more homes for sale today than there were at this time last year. According to Calculated Risk, for the week ending in November 18th, there were 47.7% more homes available for sale than there were at the … (4 comments)

rock solid choice: Considering Adding a Firepit This Year? - 11/30/22 06:23 AM
Considering Adding a Firepit This Year?There are few things that carry the feel of fall like sitting by a fire on a cool autumn night. Of course, not everyone lives somewhere where they can just build a bonfire or even set up a little campfire at a moment’s notice. Fortunately, there are options available for those who want the ambiance and experience of sitting by the fire without the hassle and liabilities that go along with building bigger fires. The best option is installing a firepit in your yard or even on your deck for those days you want to just … (4 comments)

rock solid choice: Home Sweet Home: The Emotional Benefits of Homeownership - 11/29/22 07:10 AM
Home Sweet Home: The Emotional Benefits of Homeownership 

Some Highlights While there are many financial perks to owning a home, there are also powerful non-financial benefits to consider if youre thinking about making a move. Homeownership allows you to express yourself, gives you greater privacy and comfort, enhances your connection to your community and loved ones, and is an achievement to feel proud of. Lets connect today to discuss all that homeownership has to offer.  

rock solid choice: Home Equity: A Source of Strength for Homeowners Today - 11/28/22 06:26 AM
Home Equity: A Source of Strength for Homeowners TodayExperts agree there's no chance of a large-scale foreclosure crisis like we saw back in 2008, and that's good news for the housing market. As Mark Fleming, Chief Economist at First American, says:
. . . don't expect a housing bust like the mid-2000s, as lending standards in this housing cycle have been much tighter and homeowners have historically high levels of home equity, so there likely wont be a surge in foreclosures.
Data from the Mortgage Bankers Association (MBA) helps tell this story. It shows the overall percentage of homeowners at risk is decreasing significantly … (2 comments)

rock solid choice: Home Appraisal Myths Busted - 11/27/22 07:03 AM
Home Appraisal Myths BustedMost things to do with buying or selling a home can be pretty stressful, from finding the house of your dreams, to securing the financing, all the way through to closing. But for most transactions, everything, absolutely everything, hinges on the home appraisal. This is probably why so many myths and misconceptions have grown up around the process. We’re here to help you sort the truth from the stories.
Myth #1: Home Appraisals and Home Inspections Are the Same This couldn’t be further from the truth. The sole purpose of a home appraisal is to determine the value … (6 comments)

rock solid choice: Why It May Be Time To Add Newly Built Homes to Your Search - 11/26/22 06:28 AM
Why It May Be Time To Add Newly Built Homes to Your SearchIf you put a pause on your home search because you weren't sure where you'd go once you sold your house, it might be a good time to get back into the market. If you're willing to work with a trusted agent to consider a newly built home, you may have even more options and incentives than you realize. That may be why the National Association of Home Builders (NAHB) says the share of buyers looking for new construction is increasing:
According to the quarterly Housing Trends Report, the popularity … (6 comments)

rock solid choice: Going Down: 4 Ways to Destroy Your Home’s Value - 11/25/22 06:30 AM
Going Down: 4 Ways to Destroy Your Home’s ValueYou’re a homeowner now, you can kiss bland uniformity goodbye the moment you turn your apartment keys over to your now-former landlord. The world is your canvas — at least, that part of the world that you now are obligated to pay a monthly mortgage payment on — and you’re the artist that’ll mold it into a shape that tantalizes and delights the senses.
You may have big dreams for that new home, but cool your jets. This is a time for careful consideration, not for hastily scribbled modern design notes on cocktail napkins. … (8 comments)

rock solid choice: Top Questions About Selling Your Home This Winter - 11/23/22 06:35 AM
Top Questions About Selling Your Home This WinterThere's no denying the housing market is undergoing a shift this season, and that may leave you with some questions about whether it still makes sense to sell your house. Here are three of the top questions you may be asking and the data that helps answer them so you can make a confident decision.
1. Should I Wait To Sell?Even though the supply of homes for sale has increased in 2022, inventory is still low overall. That means its still a sellers market. The graph below helps put the inventory growth into perspective. Using … (6 comments)

rock solid choice: More People Are Finding the Benefits of Multigenerational Households Today - 11/22/22 06:35 AM
More People Are Finding the Benefits of Multigenerational Households TodayIf you're thinking of buying a home and living with siblings, parents, or grandparents, then multigenerational living may be for you. The Pew Research Center defines a multigenerational household as a home with two or more adult generations. And the number of individuals choosing multigenerational living has increased over the past 50 years.
As you consider this option for your own home search, know it could help you on your homeownership journey and provide you with other incredible benefits along the way.
Living with Loved Ones Could Help You Achieve Your Homeownership GoalsThere are … (3 comments)

rock solid choice: Should You Update Your House Before You Sell? - 11/21/22 07:21 AM
Should You Update Your House Before You Sell? 
Some Highlights You may be wondering what needs to be renovated before you sell your house. In todays shifting market, making your house appealing is more important than ever. Thats why its essential to lean on a real estate professional who has in-depth knowledge of todays housing market. They know what buyers are looking for and how to highlight any upgrades you make. Lets connect so you know where to focus your efforts so your house will stand out in a todays market.  

rock solid choice: What Is Matter? - 11/20/22 06:01 AM
What Is Matter?Smart home devices give homeowners a lot of control over the way that their homes function, allowing things like lighting control, home security, and even home automation to be as simple as interacting with an app or using voice controls. Depending on the devices used, you can save money and gain greater peace of mind while also having a bit of fun with your home. One thing that isn’t fun, though, is all the work that is sometimes required to set everything up and get it all working together on the same network.
The problem is that there are a … (5 comments)

rock solid choice: Key Factors Affecting Home Affordability Today - 11/19/22 05:56 AM
Key Factors Affecting Home Affordability TodayEvery time there's a news segment about the housing market, we hear about the affordability challenges buyers are facing today. Those headlines are focused on how much mortgage rates have climbed this year. And while its true rates have risen dramatically, its important to remember they aren't the only factor in the affordability equation.
Here are three measures used to establish home affordability: home prices, mortgage rates, and wages. Lets look closely at each one.
1. Mortgage RatesThis is the factor most people are focused on when they talk about homebuying conditions today. So far, current rates are … (6 comments)

rock solid choice: VA Loans Can Help Veterans Achieve Their Dream of Homeownership - 11/18/22 07:50 AM
VA Loans Can Help Veterans Achieve Their Dream of HomeownershipFor over 78 years, Veterans Affairs (VA) home loans have provided millions of veterans with the opportunity to purchase homes of their own. If you or a loved one have served, its important to understand this program and its benefits.
Here are some things you should know about VA loans before you start the homebuying process.
What Are VA Loans?VA home loans provide a pathway to homeownership for those who have served our nation. The U.S. Department of Veterans Affairs describes the program like this:
VA helps Servicemembers, Veterans, and eligible surviving spouses become homeowners. … (5 comments)

rock solid choice: North America Is First in Smart Homes - 11/17/22 06:35 AM
North America Is First in Smart HomesSmart homes are increasingly popular these days, with an estimated 175 million smart homes in operation around the world as of 2022. In this year alone, it’s estimated that smart home devices have generated nearly $91 billion in revenue, and it’s projected that this amount is going to grow significantly over the next few years. In fact, the projected compound annual growth rate of the smart home industry’s revenue between 2020 and 2025 is an astonishing 25 percent.
While smart homes are popular around the world, the real peak of their popularity is in North America. … (3 comments)

Shayne Stone, "Your Rock Solid Choice Realtor" (HomeSmart)

Shayne Stone

"Your Rock Solid Choice Realtor"

Fulshear, TX

More about me…


Address: PO Box 382, Richmond, TX, 77406

Mobile: 832-449-6061

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