loans: Two Fantastic Open Houses This Sunday 12/11/11 - 12/09/11 06:04 AM
Happy Holidays! Christmas and the New Year are right around the corner and everyone is buzzing with excitement about new homes on the market. What better way to celebrate then to look for a new home to make your own?! Here at Sun Pacific Mortgage and Real Estate we have two incredible homes available for viewing This Sunday 12/11 from 1-4 pm. The first home available is at 369 Myrtlewood Drive and is priced at $227,000. This is a four bedroom, one and a half bathroom 1200 square foot house with a two car garage. Fantastically remodeled, this home has granite in the kitchen, refinished original hardwood … (0 comments)

loans: Buying a home versus renting a home - 12/05/11 09:49 AM
Buying a home versus renting a home is known to be a smart decision in today's market. Here is a useful calculator to help you figure out how buying a home can actually save you money. Be sure to also check out the Flipper Chicks homes on our website. http://www.ginniemae.gov/rent_vs_buy/rent_vs_buy_calc.asp?Section=YPTH
 
http://www.sunpacmortgage.com/home-search
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loans: Foreclosure Ruining Your Credit? - 12/05/11 09:46 AM
Want to avoid foreclosure adversely affect your credit?
 
Try a Short Sale and don't suffer the consequences of a foreclosure.
 
These are beneficial to you as seller/owner so that credit isn't affected for up to 7 years as happens with foreclosures.  Short sales are only a couple of years and sometimes less.
 
Find out all of the benefits by calling "the Guy in the White Hat" at 707-523-2099. Sun Pacific Mortgage & Real Estate 800 Mendocino Ave., Ste 2 Santa Rosa, CA 95401.
 
Contact us at (707) 523-2099. Check out our regularly updated website at www.sunpacmortgage.com and … (0 comments)

loans: Badly Affected Credit? - 12/05/11 09:45 AM
Want to avoid foreclosure adversely affect your credit?
 
Try a Short Sale and don't suffer the consequences of a foreclosure.
 
These are beneficial to you as seller/owner so that credit isn't affected for up to 7 years as happens with foreclosures.  Short sales are only a couple of years and sometimes less.
 
Find out all of the benefits by calling "the Guy in the White Hat" at 707-523-2099. Sun Pacific Mortgage & Real Estate 800 Mendocino Ave., Ste 2 Santa Rosa, CA 95401.
 
Contact us at (707) 523-2099. Check out our regularly updated website at www.sunpacmortgage.com and … (0 comments)

loans: Don't Want Your Credit to Suffer? - 12/05/11 09:44 AM
Want to avoid foreclosure adversely affect your credit?
 
Try a Short Sale and don't suffer the consequences of a foreclosure.
 
These are beneficial to you as seller/owner so that credit isn't affected for up to 7 years as happens with foreclosures.  Short sales are only a couple of years and sometimes less.
 
Find out all of the benefits by calling "the Guy in the White Hat" at 707-523-2099. Sun Pacific Mortgage & Real Estate 800 Mendocino Ave., Ste 2 Santa Rosa, CA 95401.
 
Contact us at (707) 523-2099. Check out our regularly updated website at www.sunpacmortgage.com and … (0 comments)

loans: New Remodeled Homes For Sale In Santa Rosa - 12/05/11 09:01 AM
Do you think the housing market is too scary to buy?  It’s NOT.
 
We are being hit by all sides these days:  layoffs, California budget problems, taxes, etc.
It is being blared across the air waves that it’s as bad as the 1920s.  So, why would anyone buy?
 
Did you know that A LOT of people made money during that depression.  How?  They did not follow the pack.  This is very hard to do.  The best managers of money (Boone Pickens, Warren Buffet, and Bill Gates - for example) are a different breed of cat.  They seem … (0 comments)

loans: Newly Remodeled Homes For Sale in Santa Rosa - 12/05/11 08:59 AM
Do you think the housing market is too scary to buy?  It’s NOT.
 
We are being hit by all sides these days:  layoffs, California budget problems, taxes, etc.
It is being blared across the air waves that it’s as bad as the 1920s.  So, why would anyone buy?
 
Did you know that A LOT of people made money during that depression.  How?  They did not follow the pack.  This is very hard to do.  The best managers of money (Boone Pickens, Warren Buffet, and Bill Gates - for example) are a different breed of cat.  They seem … (0 comments)

loans: New Homes for Sale in Santa Rosa - 12/05/11 08:56 AM
Do you think the housing market is too scary to buy?  It’s NOT.
 
We are being hit by all sides these days:  layoffs, California budget problems, taxes, etc.
It is being blared across the air waves that it’s as bad as the 1920s.  So, why would anyone buy?
 
Did you know that A LOT of people made money during that depression.  How?  They did not follow the pack.  This is very hard to do.  The best managers of money (Boone Pickens, Warren Buffet, and Bill Gates - for example) are a different breed of cat.  They seem … (2 comments)

loans: The Best Way to Build Credit According to Carl White - 12/02/11 10:20 AM
How to Successfully Build Your Credit Score
Carl White <!--[if !supportLineBreakNewLine]--> <!--[endif]-->
It is vitally important to have good credit today. Not only does it determine the interest rate you will pay when you buy a car or a home, but a good credit history is also a factor when you are applying for a job, renting an apartment, obtaining car insurance rates or applying for a credit card. What may seem like a tiny mistake to you, can actually drag you down for many years. One late payment, maxed out credit cards, or taking out several loans at the same … (2 comments)

loans: Open House Tip - 11/30/11 04:30 AM
 I asked a Realtor to hold one of my listings open on Sunday. He arrived early, brought coffee, cookies & something I’d never seen before: a stand-up display board with about 6 house comparables pinned to it. He uses it to present the house with full knowledge & information. One couple stayed 45 minutes & should be making an offer! I’ve decided to put a similar display board in each of my listings to help Agents show Borrowers the house is worth what it’s listed for – statistics & proof which Buyers like.
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loans: Great Tactic for Open Houses - 11/30/11 04:29 AM
 I asked a Realtor to hold one of my listings open on Sunday. He arrived early, brought coffee, cookies & something I’d never seen before: a stand-up display board with about 6 house comparables pinned to it. He uses it to present the house with full knowledge & information. One couple stayed 45 minutes & should be making an offer! I’ve decided to put a similar display board in each of my listings to help Agents show Borrowers the house is worth what it’s listed for – statistics & proof which Buyers like.
(2 comments)

loans: Great Idea For Open House - 11/30/11 04:26 AM
I asked a Realtor to hold one of my listings open on Sunday. He arrived early, brought coffee, cookies & something I’d never seen before: a stand-up display board with about 6 house comparables pinned to it. He uses it to present the house with full knowledge & information. One couple stayed 45 minutes & should be making an offer! I’ve decided to put a similar display board in each of my listings to help Agents show Borrowers the house is worth what it’s listed for – statistics & proof which Buyers like.
(1 comments)

loans: Helping you Calculate your Mortgage - 11/28/11 10:08 AM
Was a great Thanksgiving weekend – hope all enjoyed it as much as I did. Now for some useful tools to help you, as a Homebuyer or as an Agent for your clients…here are some great “calculators” or automatic mathematical cost breakdowns to help you get into that perfect home for the Holidays!
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loans: Calculating Your Mortgage - 11/28/11 10:06 AM
Was a great Thanksgiving weekend – hope all enjoyed it as much as I did. Now for some useful tools to help you, as a Homebuyer or as an Agent for your clients…here are some great “calculators” or automatic mathematical cost breakdowns to help you get into that perfect home for the Holidays!
(2 comments)

loans: Mortgage Calculators - 11/28/11 10:05 AM
Was a great Thanksgiving weekend – hope all enjoyed it as much as I did. Now for some useful tools to help you, as a Homebuyer or as an Agent for your clients…here are some great “calculators” or automatic mathematical cost breakdowns to help you get into that perfect home for the Holidays!
 
 
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loans: Two Santa Rosa Open Houses This Sunday 11-27-11 1-4pm - 11/23/11 05:22 AM
I know how hard it is to leave a beautifully roasted turkey at home, but take a break from your turkey coma this weekend and come visit us at our open houses his Sunday, November 27th from 1-4 pm. We will be showing our homes at 1851 Cooper Drive and 760 Leo Drive. These homes are the perfect way to kick off the holiday season! If you’ve been thinking of buying a home, stop by and see what these beautiful homes have to offer.
The first home at 1851 Cooper Drive is listed at $245,000. Recently remodeled, this home is a … (2 comments)

loans: Dual Santa Rosa Open House this Sunday 11-27-11 1-4 pm - 11/23/11 05:21 AM
I know how hard it is to leave a beautifully roasted turkey at home, but take a break from your turkey coma this weekend and come visit us at our open houses his Sunday, November 27th from 1-4 pm. We will be showing our homes at 1851 Cooper Drive and 760 Leo Drive. These homes are the perfect way to kick off the holiday season! If you’ve been thinking of buying a home, stop by and see what these beautiful homes have to offer.
The first home at 1851 Cooper Drive is listed at $245,000. Recently remodeled, this home is a … (2 comments)

loans: Santa Rosa Dual Open Houses This Sunday 11-27-11 - 11/23/11 05:20 AM
I know how hard it is to leave a beautifully roasted turkey at home, but take a break from your turkey coma this weekend and come visit us at our open houses his Sunday, November 27th from 1-4 pm. We will be showing our homes at 1851 Cooper Drive and 760 Leo Drive. These homes are the perfect way to kick off the holiday season! If you’ve been thinking of buying a home, stop by and see what these beautiful homes have to offer.
The first home at 1851 Cooper Drive is listed at $245,000. Recently remodeled, this home is a … (0 comments)

loans: Seven Solid Reasons to Buy a Home Now - 11/21/11 05:50 AM
In today’s market, many people are hesitant to buy and even hesitant to invest. But why? This is the perfect time to be buying a home instead of remaining a renter - take a look for yourself at these solid seven reasons to buy a home now.
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loans: Solid Reasons to Buy a Home Now - 11/21/11 05:49 AM
In today’s market, many people are hesitant to buy and even hesitant to invest. But why? This is the perfect time to be buying a home instead of remaining a renter - take a look for yourself at these solid seven reasons to buy a home now.
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