sales: Homes in Kentlands Gaithersburg Maryland --20878 - 12/20/13 02:59 AM
Homes in Kentlands Gaithersburg  Maryland 20878   The latest listings and market watch for Kentlands Gaithersburg MD Real Estate as of December 2013 Kentlands truly is the neighborhood of the future. Rather than waste untold amounts of space making room for parking lots and spread out shopping centers everywhere., the Kentlands community  instead focuses on creating a space where residents can live, work, and play all in the same pedestrian-traffic area. Within walking distance of any residence in the city, you will find pocket parks, a downtown commercial district, schools, churches, an impressively large arts center, lakes, jogging trails, swimming pools, … (0 comments)

sales: Let the Mortgage Forgiveness Debt Relief Act Expire on Dec. 2013? - 12/16/13 12:21 AM
  The Mortgage Forgiveness Debt Relief Act  set to expire in December 31st 2013 As soon as January 1st hits the calendars, the Mortgage Forgiveness Debt Relief Act is set to expire.    Homeowners seeking the help of a short sale to alleviate their "upside down" status on their properties, will lose the ability to be exempt on taxes imposed by the IRS  on the amount forgiving by their lenders.   The Mortgage Forgiveness Debt Relief Act and Debt Cancellation was signed into law in December 2007 and last year was extended until December 31st 2013. When you owe a debt to someone and they cancel or forgive that debt, the canceled … (5 comments)

sales: Gaithersburg Montgomery County Maryland Real Estate - 10/27/13 01:58 AM
Gaithersburg MD Montgomery County Maryland Real Estate  Gaithersburg  Maryland real estate market has seen many  changes in the past few years.
New construction is booming around RIO across The Washingtonian Tower.  
A new project started just a few months ago is beginning to change the configuration of Gaithersburg.  
The Crown is a new community that once completed will feature more than 2,200 residential units and 260,000 square feet of retail space.
At the heart of Montgomery County lies the beautiful varied city of Gaithersburg. Separated by I-270 into east and west sections, Gaithersburg is unique in having both an older historic district that is similar … (1 comments)

sales: Bank Of America Short Sales Agents in Maryland - 07/31/13 12:30 PM
Bank Of America Short Sales Agents in Maryland  Bank of America says:
"If you want to sell your house but it's worth less than the amount remaining on the mortgage, a short sale may allow you to sell your house and settle your mortgage debt"
There are many advantages to a short sale, 
You have to take certain steps first. .
as you follow the advice from your lender. .
it goes to say. .
"By completing a short sale rather than allowing your house to go through foreclosure, you avoid eviction and your house won't be sold at a public sale or auction. Plus, depending on your circumstances, … (0 comments)

sales: Short Sales Agents in Maryland - Attorney Assisted Short Sales - 07/21/13 01:50 AM
Short Sales Expert in Montgomery County Maryland  Question:  Why Do We Use an Attorney. .. To Help Our Short Sales? A short sale negotiator negotiates with your lender representatives. .. 
They are speaking on your behalf. .
They know when to press and when to pull back
They know the results will have tremendous consequences for your future
An inexperienced negotiator could  put the entire transaction at risk when there is no proficiency in the following areas: 
 Refuting the banks assertions of current market value. 
Negotiating more than just a release of the lien(s).
Negotiating deletion of Promissory Notes and Deficiency Judgments stipulations, etc.
 Ability to escalate … (0 comments)

sales: Short Sales Expert in Montgomery County MD | Short Sales & Your Credit - 07/19/13 06:06 AM
Short Sales Expert in Montgomery County Maryland  Question:  How Does a Short Sale Affect my Credit? The Credit Impact for a Foreclosure vs Short Sale can be dramatically different. 
 
For some homeowner that are presently in a hardship, this is a question that is being asked most often.   "What are the ramifications to my credit when I do a short Sale? "     Regardless,  a foreclosure or short sale, your credit  will be affected. .  and each and every case may have a different result because is dependent on many factors,  

Watch the video below where … (1 comments)

sales: Short Sales Expert in Montgomery County Maryland - 07/18/13 10:28 PM
Short Sales Expert in Montgomery County Maryland  Question:  How to Qualify For a Short Sale in Montgomery County MD? 3 Main areas that are considered to qualify for a short sale

Financial Hardship A Monthly Shortfall  Insolvency 
Although each particular short sale case is different, essentially you must be able to prove your hardship with your lender. .
But lately, just the fact you are behind on your mortgage payments already. . 
maybe considered a hardship that will qualify you.
Check with your particular lender about their definition of a hardship. .and 

Watch the video below where I discus other ways you may qualify for a short sale  in Montgomery County Maryland    Check the rest of our video … (1 comments)

sales: Short Sales Realtor® in Montgomery County Maryland | How To Short Sale - 07/18/13 01:11 PM
Short Sales Realtor® in Montgomery County Maryland  Question:  How to Short Sale My Home in Montgomery County MD? Hiring a Short Sale Specialist should be your first and the last step you take alone.
Find someone that you can trust, someone that has experience and be a full time professional 
Someone who is considered a  short sales specialist.
This is definetely not time to take a chance. .
by hiring your cousin or an unknown and/or inexperienced real estate agent
DO your homework and insist only to work with the best..
After all, the charges are the same to you $0.00 


Watch the video below and learn all the right answers to short sale your home in Montgomery County Maryland  … (1 comments)

sales: Short Sales Realtor® in Montgomery County Maryland - 07/17/13 08:51 PM
Short Sales Realtor® in Montgomery County Maryland  Question:  How to Short Sale My Home in Montgomery County MD? Hiring a Short Sale Specialist should be your first and the last step you should take alone.
If you decide that a short sale may be your best recourse, you should take the time in find someone that you can trust, someone that has experience and trust. .
Someone who is considered a  short sales specialist.
This is not time to take a chance. .if you are doing a short sale

"You have one bullet in a short sale Take your best shot!"  
Do your homework and only work with the best..
because the charge is the same … (3 comments)

sales: Short Sales Agent Specialist in Montgomery County Maryland - 07/17/13 07:48 AM
Short Sales Agent in Montgomery County Maryland  How Can a  Short Sale Specialist Help Me? Hiring a Short Sale Specialist is not a required cause to close a short sale transaction. However, it would be prudent to team up with someone that specializes in Short Sales for the best possible results.
A true professional that is in the "trenches’ daily with all of the lenders, someone that will help you navigate the lender changes and requirements placed on sellers.
Another trait of a true short sale specialist is that you should never pay upfront fees for negotiating or have fees paid outside the transaction. 

Watch the video below and learn special … (3 comments)

sales: Short Sales Agent in Montgomery County MD | Process of a Short Sale - 07/17/13 06:58 AM
Short Sales Agent in Montgomery County Maryland  What is the Process of a  Short Sale? A short sale is born out of a need,  when a homeowner realizes that there is no other recourse. . either let the lender foreclose or ask the lender to approve a short sale
The process of a short sale begins with identification of your current financial situation and the need to make a decision
It is a series of steps one must take carefully
The implications can be overwhelming and being aware of all the risks is prudent from your part. 
It starts with the self- qualification period where you ask these 3 questions. .

"Do I qualify for a short … (0 comments)

sales: Short Sales Specialists in Montgomery County MD:What is a Short Sale? - 07/16/13 11:07 PM
Short Sales Specialists in Montgomery County Maryland What is a Short Sale? Over the last several years a lot of homeowners have asked this very same question..    What is a Short Sale?    Some homeowners had to. . when they were experiencing hardships that were never imagined before   They moved on. .   Some homeowners decided a different approach, They refuse to sell and agreed to some type of loan modification that just extended  their problem when a principal reduction was not obtained..  and now, they to find themselves on the same place  Overburdened Stressed  No relief on sight   asking once again. .   What is a short … (1 comments)

sales: How Lakeland Fl Short Sale Agents Can Connect with Sellers - 07/16/13 10:23 PM
 
Short Sales is a unique side of the real estate business.
We become an advocate that is ready mentally and emotionally to assist people with short sale .. someone that has the experience, the knowledge and the savvy to simply get the client  OFF the hook!
Someone that will act totally in your best interests to help you find the best solution to the financial crisis you are facing now.
Below you will find the qualities needed from a professional point of view. .
How Lakeland Fl Short Sale Agents Can Connect with Sellers Most real estate agents working with … (1 comments)

sales: New Home Construction in Clarksburg MD Town Center - 07/01/13 01:02 AM
New Home Construction in Clarksburg MD Town Center -    Why Should You Choose to live in  Clarksburg Town Center?  As all Clarksburg residents already know. .
The secret is out already.
Clarksburg Maryland has got to be one of the hottest Real Estate Markets in Montgomery County today and for good reason.  
The Rolling hills and the splendor of all the  beautiful neighborhoods with single family homes, townhouses and even condos.. .
All of this sits just to the north of Montgomery County in Maryland.

Looking for a New Homes in Clarksburg?  Clarksburg is a beautiful family-friendly community and new home construction has picked up considerably in 2013 
Take a look … (0 comments)

sales: Sell House Fast Maryland | Fast Home Sales - 06/18/13 03:45 AM

Sell House Fast Maryland 3 Offers are better than one. .
This should be an easy choice  for smart sellers in the Maryland area who want to sell their house fast


  Our Easy Process You contact us  We evaluate by phone We meet to complete a detailed house history data form We present it to over 1000 of local investors in our database We bring you 3 offers You pick the best offer We take care of the rest  
        READ OUR ENTIRE PROCESS HERE     Our sell house fast Maryland Frequently Asked Questions: Q: What locations do … (3 comments)

sales: Maryland Realtors Specializing In Short Sales: Short Debt Forgiveness - 06/07/13 08:25 AM

 
Maryland Realtors Specializing In Short Sales FACING FORECLOSURE?   Behind on your mortgage payments?: 
Loan modification blues? : Tired of the bank requests?:
Your $700K home is now worth $500K?":
Divorcing, separated?:
Lost your job or working more for less?: 
Bank says do a short sale we can't help you anymore?: 
Banks says. .you are 60 days to foreclosure?:
You've wasted all your savings to pay the bank and now you have nothing to show for? :
Why would they forgive your debt in a short sale? Hello,  My name is Fernando Herboso and I'm one of the very few Maryland Realtors Specializing … (4 comments)

sales: Maryland Realtors Specializing In Short Sales : Who Is Who in MD? - 06/05/13 08:11 AM
Maryland Realtors Specializing In Short Sales Facing foreclosure can be overwhelming and scary, but by taking the right steps you may be able to save your credit and wake up from the nightmare you may be  experiencing today. .   Behind on your mortgage payments?: this is for you Loan modification blues? : this is for you Tired of the bank requests?:this is for you Your $700K home is now worth $500K?":this is for you Divorcing, separated?:this is for you Lost your job or working more for less?: this is for you Bank says do a short sale we can't help you anymore?: this is for you Banks says. .you … (3 comments)

sales: Short Sales Expert in Prince George County Md : Your Credit Impact - 04/30/13 12:56 AM
Short Sales Expert in Prince George County Maryland  The Credit Impact of a Short Sale There is no doubt that your credit score will be impacted by your decision to do a short sale.

But, what would be the impact if you just let it foreclose?

In this case, your credit rating most likely will be impacted less. .
selling your house as a  short sale . 
than losing your house to a foreclosure

In a short sale you have a much higher chance of your bank waiving/forgiving that balance of what you owe with NO FUTURE implications.  

When this amount could be in the hundreds of thousands … (0 comments)

sales: Short Sales Specialist in Prince George County Md - Tax Implications - 04/29/13 10:58 PM
Short Sales Specialist in Prince George County Maryland  The tax implications of a short sale ? . . The 1099-C after a short sale. .what's that? The IRS sees any money to help you settle a debt as taxable?
The same money the lender is writing it off from your loan amount when you sell.
This could be significant  amount after a short sale

Can this be averted?

The Debt Relief Act of 2007 changed that for many homeowners . .
except, it expired at the end of 2012
then
It was revived and extended for one more year
A lot of people will be helped by the Debt Relief Act . … (0 comments)

sales: Short Sales Expert in Prince George County Maryland :Why a short sale? - 04/26/13 08:41 PM
Short Sales Expert in Prince George County Maryland 

Why do a short sale? . . Is it debt forgiveness what you want?? What about your credit?
When can you buy again?
Do you have a negative equity in your home?
Are you really a homeowner. . or just a mortgage owner? Considering a short sale? -- In this video you will find important information about the reason why you may consider doing a short sale.

If you have been without paying your mortgage for months. .would a short sale help you now? or are you just hoping the lender will forget about you?

Peace of mind is … (1 comments)

 
Fernando Herboso - Broker for    Maxus Realty Group, 301-246-0001 Serving Maryland, DC and Northern VA (Maxus Realty Group -  Broker 301-246-0001) Ambassador large

Fernando Herboso - Broker for Maxus Realty Group

301-246-0001 Serving Maryland, DC and Northern VA

Gaithersburg, MD

More about me…

Maxus Realty Group - Broker 301-246-0001

Address: Serving Montgomery, Frederick, PG Counties Maryland PLUS Northern VA, Listing Marketing Expert at your service 30 miles radius from, Gaithersburg , MD, 20878

Office: (301) 246-0001

Mobile: (240) 426-5754

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