short sale realtor: Can I Still Do A Short Sale On My House After A Foreclosure Is Set?
- 12/01/10 09:04 AM
Do I have time to short sale my house when a foreclosure date is set?
Yes, absolutely, we can stop a set foreclosure . .keep in mind that , we are at the mercy of the investor to give us a postponement. . We need to quickly complete the package of all the required forms, get your property listed immediately , and you need to help us help you by giving us all the required paperwork and documentation we need to prepare your short sale package.
Ultimately, there are no guarantees that there is enough time to get a postponement. … (1 comments)
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short sale realtor: How Long A Short Sale Takes To Complete?
- 12/01/10 08:27 AM
The answer is it depends on many factors.. .
Depends on the bank…Depends on the Investor, Depends if there are two loans, Depends if there is Mortgage Insurance. . and more importantly depends on the Realtor assisting you on your short sale
This no time for ON THE JOB TRAINING
This is is no time to allow Aunt Bertice the Realtor Of The Family To do Your SHORT SALE . .
EXPERIENCE COUNTS AND A SHORT SALE ALWAYS TAKE LESS TIME WHEN DONE RIGHT!
Fernando Herboso
Broker- Short Sales Expert
"Don't Pray For A Miracle. . .expect it!"
Herboso … (0 comments)
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short sale realtor: Short Sales - Even a Six Year Old Could Understand. . . An Easy View
- 11/30/10 03:34 AM
How can the HAFA Program HELP YOU When You Can No Longer Pay Your Mortgage Payments and a Loan Modifcations is Denied? Check out our short video
MORE SHORT SALE INFORMATION HERE
What is a Short Sale?
The simplified version. . .
Mortgage Underwater? . .
You are hoping the problem will go away. .
You pay and pay and pay. . .and soon discover. .
You get into deeper debt. .by cashing in your 401K
Bank Savings, Your Kid's College Funds. . "The Great Disappearing … (4 comments)
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short sale realtor: Short Sales Specialists In Maryland DC and Virginia - Expert Help and Guidance
- 11/30/10 03:18 AM
Short Sale Specialistsfor Maryland DC and Virginia! Short Sales Maryland, DC and Virginia We list them and . .we close them! If you are thinking about short sales and you are located in Maryland DC or Virginia. . you need to take a look here Short Sale's FIRST STEP CLICK HERE A lot of homeowners are needless suffering the effect of the market dowturn. . If you need assistance right now. . call at 240-426-5754 WE CAN HELP We specialize in Short Sales In Maryland
Should you take advantage of the new HAFA PROGRAM? Need immediate help? Call 240.426.5754 right now! Fernando@ReallyNiceHomes.com
SHORT-SALES-EXPERT.com
For … (0 comments)
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short sale realtor: The HAFA Program Works Because Of The Release Of Deficiency Saving The Homeowner
- 11/30/10 02:55 AM
The HAFA program, complements HAMP by providing a viable alternative for borrowers who are HAMP eligible but can not qualify and are unable to keep their home. It uses borrower financial and hardship information already collected under HAMP. One of the most important steps for your Realtor is that allows borrowers to receive pre-approved short sales terms before listing the property (including the minimum acceptable net proceeds and acceptable closing costs).
SHORT SALES FIRST STEP
The biggest benefit to you as a homeowner is that borrowers to be fully released from future liability for the first mortgage debt and, if the … (1 comments)
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short sale realtor: Confessions of a Short Sale Agent: I Already Hate Your Bank
- 11/28/10 12:57 AM
At first I imagined the banks to be extremely overwhelmed with the amount of foreclosures that were looming in the horizon. . .that was 3 years ago.
I patiently waited for them to organize themselves to handle such a monumental task. .2 years later, nothing. .3 years later nothing. . is there any explanation as to why it will take them months to just say YES OR NO TO A SHORT SALE PACKAGE? . . knowing that they will have to make that decision sooner or later?
Confessions of a Short Sale Agent: I Already Hate Your Bank
… (4 comments)
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short sale realtor: 3 Short Sales Myths DEBUNKED!
- 11/26/10 03:48 AM
… (3 comments)
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short sale realtor: 21 Questions to Ask the Short Sale Seller
- 11/23/10 10:35 PM
Wendy Rulnik's 21 questions to ask a prospective short sale seller.
The most detailed the questionnaire, the best chances you may have in obtaing an approval form your lender.
After answering all these 21 questions, your agent helping you on your short sale can give you a fair assessment how likely is your short sale being approved.
Quick! A potential short sale seller calls you to list his property. What questions do you ask? Here are a few to start the conversation....
1. Who are the mortgage holders on your property?
2. Approximate balances?
3. Is your loan VA or FHA/HUD?
4. … (8 comments)
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short sale realtor: Riverside California's Best Short Sales Agent. .. No Doubt!
- 11/23/10 07:58 AM
If I needed a Realtor in Riverside California to do a short sale.
There is only person I would need..
Richie Alan Naggar
Richie has shown his commitment as a Real Estate Agent in the example below.
These actions are an example of the true nature of professionalism and the caring attutude he dispalys for his clients.
His decision to put his client's well being above of any monetary gain proves to me that Richie is an elite real estate agent in Riverside California.
Looking to do a short sale?
I would call him instantly. .
Great Job Richie!
I have been … (1 comments)
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short sale realtor: Can a Real Estate Agent Have 100% Closing Ratio On Their Short Sales?
- 11/19/10 12:19 AM
If your decision is that a short sale is the way to go, it's time to choose the best real estate agent out there. Many agents adorn themselves with fancy titles and designations. Some they even claim 100% closing ratio and they consider themselves as short-sale experts.
Beyond the titles
Beyond their designations
Beyond their 100% Closing ratio
The most important question to ask. .
"How many short sale listings do you currently have? and how many short sale listings have you lost to foreclosure?
A 100% closing ratio is a huge stretch in my opinion. . when a real estate agent has … (1 comments)
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short sale realtor: Solving Your Mortgage Underwater Crisis
- 11/17/10 11:10 PM
A Simple Advice Will Do. . . Thanks,
“Mortgage underwater . . .what to do?" I receive a few phone calls every week from desperate homeowners looking for help. .they want to save their home.My approach has always been the same. I utilize this approach on my personal life as well as in my own business life. . I break down the steps I have to make and. . at each crossroads, I choose what my heart tells me to do based on my own life experiences and knowledge acquired on the subject “Mortgage underwater . . .what to do?" … (2 comments)
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short sale realtor: Loan Modification Help (Company) in Montgomery Village Maryland
- 11/16/10 12:09 AM
Do You Have To Accept "ANY" Loan Modification?
You have the option of negotiating with the bank and accepting or not accepting the terms that they offer you for in a loan modification. If the terms are not designed to help you, by all means do not sign just any agreement offered to you. You new payments have to match your budget period. . over-extending yourself will only have one goal. . to go back where you are starting now.
What is a Loan Modification? A loan modification is one of the best options available for homeowners and lenders alike. Loan … (1 comments)
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short sale realtor: Short Sales . . . Avoiding Foreclosure Hell
- 11/12/10 10:45 PM
I hear this question very often. .
What is a Short Sale?
The simplified version. . .
Mortgage Underwater? . .
You are hoping the problem will go away. .
You pay and pay and pay. . .and soon discover. .
You get into deeper debt. .by cashing in your 401K
Bank Savings, Your Kid's College Funds. . "The Great Disappearing Act"
You don’t know what to do?
in desperation you start borrowing money from friends and is . . just to pay your bills? . … (11 comments)
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short sale realtor: Your Loan Modification Was Denied And Now You Feel The Unfairness Of The Process. .
- 11/12/10 01:27 AM
Your Modification Was Denied. . Now What?
What is your next step when a loan modification has been denied? From an email I received. . Fernando, I have been in the loan modification process for over 8 months now. They denied me this past September and said to try again. They gave us no explanation as to why I was denied. We have made all of the loan modification payments on time. I just received a letter from Chase denying me again. They stated that we did not provide them with all of the information needed within the time frame required … (7 comments)
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short sale realtor: Loan Mod Is a No Go - What Next?
- 11/09/10 10:20 PM
When a loan modification has been denied . . your options are very clear from that point on. .
A short sale is the most sensible solution to consider at this point.
I had a call today from a borrower and homeowner who is about ready to list his home as a short sale. I know that this has been a really tough decision for him. I have tried to advise him for several months as to the road to take for a successful loan modification. Unfortunately, based on circumstances beyond his control, he was unsuccessful in … (3 comments)
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short sale realtor: Someone At BofA Needs To Read This...Matt Vernon, Are You Out There?
- 11/09/10 12:08 AM
What a way to improve the quality of life for your own community. . it only takes the right person and it attracts good people to make it happen.. .
This is a reminder for all of us Realtors the true nature of the beast we are fighting everyday.
If you do short sales. . .you are fighting them!
Their lack of respect and uncanny ability to extinguish their savings while killing their hopes . .for generations to come.
Lenders are determining the quality of their lives and our own lives..
Thus the reason why I wrote www.AdiosLender.com
Someone At BofA Needs To Read This...Matt Vernon, Are You Out There?
Today, I was asked to … (2 comments)
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short sale realtor: What Is An Strategic Survival Default? When You Can't Pay Your Mortgage . .
- 11/04/10 04:54 AM
What is an Strategic Default? (SD)
The definition for an strategic default is simple. .it is the decision by a borrower to stop making payments defaulting on their mortgage payments despite having the financial ability to make those payments.
This usually occurs after the homeowners suffers a substantial drop in the house's price such that the debt owed is considerably greater than the value of the property.
When this value is expected to remain relativity the same for the foreseeable future, borrowers become “walkaways”
This essentially will end having a mortgage “underwater”
Lets get something clear now:
If you … (3 comments)
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short sale realtor: The Role Of A Homeowner During A Short Sale
- 10/28/10 04:25 AM
Cooperation Cooperation Cooperation. . The number job from a homeowner to their Realtor so they can have the best chance of a successful short sale
Cooperation Cooperation Cooperation. .
Our video presentation today begins with simply just that,
Cooperation.
For a short sale to have the best possible outcome, a helpful homeowner is needed from the very beginning. .
A short sale is not a typical listing by any means. . when I list a property, I need the homeowner’s help in many ways. . .a Realtor alone will not be able to complete a short sale without a homeowner’s … (1 comments)
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short sale realtor: Ayuda Para Evitar un Foreclosure en Maryland y Virginia
- 10/22/10 03:52 AM
Fernando Herboso is focused on assisting homeowners exclusively in Maryland , DC and Virginia with over 20 years as a service dedicated professional.
Fernando Herboso specializes in Short Sales and one of the few Realtor Brokers that initiated a program to NOT CHARGE A PENNY TO SELL A HOME when we help negotiate the short sale.
Fernando no cobra ningun dinero al dueño de casa cuando le ayuda a ud a evitar un foreclosure.
Fernando tiene mucha experiencia ayudando a la gente latina a salvarse financialmente
Haga Click para ayuda directa del Govierno en su localidad que … (0 comments)
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short sale realtor: Short Sales in Silver Spring Maryland - Short Sales Specialist
- 10/21/10 06:26 AM
Fernando Herboso is focused on assisting homeowners exclusively in Montgomery County Maryland with over 20 years as a service dedicated professional.
Fernando Herboso can help you with your Silver Spring Property
Fernando is extremely skilled at assisting with the negotiation with your lender and create solutions that will rid you finally of such a burden.
He knows how to present the bank your side. . to make them see that helping you will help themselves.
Fernando’s job doesn't just stop there. We also take responsibility for your family and assist you in finding a suitable home for you and your … (2 comments)
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Do I have time to short sale my house when a foreclosure date is set?
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