short sale realtor: Need Help? I Can Give It To You. .
- 10/14/10 07:26 AM
Normally, I received several calls every week from desperate homeowners. .
This call was normal one for me.. except
She stated that her "house was already foreclosed" (no short sale here. .too late)
She needed direction, when to move? what 's going to happen to her family?
How long she had. .
She was asking many questions at once. .
Her tone was desperate. .
Normally, I would thank for calling and after I find there is nothing I can do because her home was already foreclosed, I would say politely good bye. .
Not, this time . .
30 minutes later I … (3 comments)
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short sale realtor: One Important Factor When Doing a Short Sale
- 10/14/10 03:39 AM
Thinking Short Sale?
There is many things to be considered,
Please watch our presentation and see if a short sale is a viable option for you. .
More questions answered HERE
How Much A Short Sale Cost?
How Long Does It Take?
Should I Continue Making a Payment to the bank?
Check the answers to these questions here
Technorati Tags: short sales,short sales maryland,short sales Realtor … (1 comments)
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short sale realtor: "Please Don't Tell The Neighbors My House Is For Sale"
- 10/13/10 11:17 AM
Hi:
I decided to do a video about the shame factor. . when doing a short sale
Call me directly for a one and one consultation @ 240-426-5754
Have you read my new eBook www.AdiosLender.com yet? . .its revealing. .
Fernando Herboso
Broker-Realtor Consultant
“Don’t pray for a miracle. .expect it!”
Herboso & Associates llc www.ReallyNiceHomes.com Ready to see if a Short Sale is for you? ------------------------------------------------------------ O: 240.898.1848 ext #1 F: 240.898.1848 My real estate knowledge is always up-to-date. For expertise you can depend on, call me when you have questions about … (4 comments)
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short sale realtor: Is A Short Sale an Option for You?
- 10/13/10 12:48 AM
Lately, investors have been fleeing their home investments and allowing themselves to get out from under them using the short sale method. When you have several properties that are under negative equity, they can easily take control of your financial future.. .something had to be done.
Your biggest enemy for a successful solution is not the "waiting for the market to get better," You face your biggest danger in the mirror every morning. .most people tend to be not so honest with themselves and inaction becomes the temporary solution. Your emotions and fears could easily lead you to financial ruin. I have … (4 comments)
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short sale realtor: The Foreclosure Scandal Has Become Pandemic
- 10/09/10 12:54 AM
John Mulkey has written an excellent piece that ALL REALTORS should read. There is after all collective efforts from our parts to bring a solution to this problem. . .failure to particpate will be costly.
I wrote an eBook called www.AdiosLender.com and I feel that its spot on to answer to these lender's greed. .
In this case.. Greed Is Not Good!
As more mortgage companies “fess-up” regarding their apparent fraudulent processing of foreclosure documents, the foreclosure scandal has become pandemic. And while the early response from many, including myself, was that this issue would soon be swept under the rug, … (11 comments)
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short sale realtor: Avoid Foreclosure by Saying. . .www.AdiosLender.com
- 09/23/10 10:31 AM
Avoid Foreclosure With this eBook you will learn how some people are saying ADIOS to their LENDER and STARTING a new life again. When your mortgage is underwater. . Wen you can't make your mortgage payments anymore. . When your House is worth a lot less. . www.AdiosLender.com
… (0 comments)
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short sale realtor: How To Write a Hardship Letter : TIPS
- 09/23/10 09:13 AM
Here are some tips that will help you in drafting a hardship letter for your lender:
The letter has to be short. Make it a one page letter. Lenders do not have time to read long letters. The letter should be personalized as much as possible. The letter should describe your financial problems in some level of detail but no the point where you go on and on . . . The letter should give enough information about your financial problems. and if there are some corroborating docs to amplify your case. . you must attach them. For … (1 comments)
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short sale realtor: Difficult Decisions About Short Sales When Family Members Are Involved. . .
- 09/21/10 04:52 AM
Difficult decisions about short sales. What happens when a family member co-signed for the house that is now in trouble? What to do? Relationship killers? Doesn't have to be. . when clarity is predominant and having the right person helping you do the short sale. As such is the case on an inquire we received below. . When a family member cosigned for the loan. . From: ---------------------To: Fernando@Herboso.comSent: Tue, September 21, 2010 10:40:47 AMSubject: Question Good morning Mr. Herboso,
I have to put my home in short sale and I wanted to know if you could help. I live in City , … (0 comments)
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short sale realtor: What Lenders Participate in the HAFA Program?
- 09/21/10 03:35 AM
Fernando, Do lenders have to participate in the HAFA program? Where can I look to see if my lender is a participating one? ThanksMike ------------------------------------------------------------------------
Mike: I decided to write a post on my blog to answer your question. . PLEASE GO HERE Thanks, Fernando Herboso
Broker-Realtor Consultant
“Don’t pray for a miracle. .expect it!”
Herboso Realty Group www.ReallyNiceHomes.com Herboso & Associates ------------------------------------------------------------ O: 240.898.1848 ext #1 F: 240.898.1848 My real estate knowledge is always up-to-date. For expertise you can depend on, call me when you have questions about the market or are ready to make a significant move. Quality representation is not expensive, its priceless!
… (0 comments)
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short sale realtor: Selling Your House For 0 % . . ..really!
- 09/18/10 09:02 AM
Can you really sell your home for 0% in Maryland?
I know that you maybe thinking there is a catch somewhere. . just one
Your home has to be SOLD as a short Sale and you must have a qualified hardship
Our total charge to you is ZERO, NADA, ZIP
The bank will pay for all the closing costs and also all Realtors commissions.
If you are upside down on your mortgage. .and a loan modification is not a good option for you . .explore a short sale.
A simple solution to a big problem.
Call … (2 comments)
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short sale realtor: When Should You Consider a Short Sale?
- 09/08/10 01:04 AM
When to Consider a Short Sale? If you are one of the many homeowners who have fallen behind on your mortgage payments. ..
You have tried a long arduos attempot to a loan modification that just benefits the lender. .
and now you don't see any way to avoid foreclosure.
A short sale may offer you the most sensible solution to resolve your situation.
Having trouble understanding your options now?
The Short Sale Decision Map was created for you. ..just follow the arrows and you will be going in the right direction. .
To see if a short sale … (3 comments)
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short sale realtor: Thinking About a Short Sale? . . .
- 09/06/10 03:54 AM
Thinking Short Sale?
Having trouble understanding your options now?
The Short Sale Decision Map was created for you. ..just follow the arrows and you will be going in the right direction. .
To see if a short sale could help you . . head this way
… (2 comments)
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short sale realtor: The Short Sale Decision Map
- 09/05/10 01:52 AM
To see if a short sale could help you . . head this way
… (7 comments)
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short sale realtor: Caution: Moving Out Of Your Home In a Short Sale May Cost You Tens Of Thousands Of Dollars
- 08/26/10 11:56 PM
In a short sale, it is important that you have chosen an experienced negotiator that can advise properly.
A bad move could sabotage your intended cause.
This is a little known fact and an alarming truth. There is a natural tendency to flee the house ahead of the foreclosure storm. However, vacating the house may invalidate the seller’s eligibility to have the shortfall on their debt wiped out forever.
OK, so what does that mean?
Step by step:
A short sale happens when the lender allows the seller to sell the house for an amount short of the amount owed. The difference between the total … (4 comments)
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short sale realtor: Note to short sale lenders: 1,000’s of Realtors are trying to help you. Please let us help.
- 08/22/10 12:29 AM
Another reason why short sales take so long. .
The "servicers" don't want to lose their monthly fees from the owners of the loan and it behooves them to string along short sales for as long as they can.
The investor have no idea that their investment have been dragged by these servicers for months and in some case for over a year.. .
meanwhile they have experienced the losses on the following
Paying more for property taxes Property loss of value Damage and theft
The actual short sale drama below is just one of tens of thousands playing out right now. We can help lenders mitigate their losses. … (4 comments)
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short sale realtor: PHH Mortgage Simply The Worst Mortgage Servicing Company In The USA!
- 08/20/10 03:23 AM
An Open Letter to PHH Mortgage and PHH Mortgage Solutions You've got to be kidding me!In business, you never burn bridges. . that was my philosophy until we crossed paths and in your case. . I WILL MAKE AN EXCEPTION!This comes directly from your website:
______________________________________________________________________________
PHH Mortgage::"We have received numerous awards, including Best 100 Places to Work in IT (Computerworld), Top 25 Companies that Care (Jacksonville Magazine), Training Top 100 (Training magazine), and more."
______________________________________________________________________________You’ve to be kidding me!You are in the top 25 companies that CARE? What a JOKE!This is how you cared for my clients and this … (14 comments)
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short sale realtor: Q & A Short Sales and Strategic Defaults . . .Nothing Held Back!
- 08/19/10 09:58 AM
If you are wondering whether strategic default is appropriate when you find yourself with a home that its value is a lot less of what your owe. . .
You should be asking these hard questions and getting a clear idea of what the risks are.
Under no circumstances you should put emotions into it.
A moral obligation clause was not part of your loan agreement with the bank. . after all, the same banks that have enjoyed the millions and millions of Government help to relieve themselves of past mistakes. . .the same should be applied to you!
Banks make … (2 comments)
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short sale realtor: Clarity Needed To Choose Strategic Default. . .in Troubling Times
- 08/18/10 12:01 AM
Choices. . .
More and more homeowners are facing tough choices in the next few months. . The time for band-aid fixes are fading away. . Especially after a failed Loan Modifications What To DO?
It’s troubling that homeowners have risen up to their obligations and share a responsibility to make it right. .while businesses make decisions based on what’s good for their share holders
Is that really the right approach for a homeowner? Reading Broker Bryant's example about strategic defaults, it simply doesn't add up! ”A Strategic Default is a business decision not governed by moral obligations” … (2 comments)
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short sale realtor: Como Hacer Una Venta Corta (Short Sale) Para Maryland Y Virginia
- 08/17/10 05:17 AM
Como Hacer Una Venta Corta ?
Si ud vive en Maryland o Virginia, esto es para ud. .
Una ayuda para ud. . .cuando se encuentra debiendo mucho mas al banco de lo que vale su casa. . .
Arrastrando como encadenado. . una deuda que no hace sentido comun!
Mire este video:
Ayuda Para Empezar AQUI
Cuando Cuesta Para Hacer Una Venta Corta? . .descubra mas informacion AQUI
Technorati Tags: venta corta maryland,como hacer una venta corta,short sale … (0 comments)
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short sale realtor: Why a Strategic Short Sale May Make Sense.
- 08/16/10 11:44 PM
An Strategic Default is a business decision not governed by moral obligations.
That is why businesses everyday make tough decisions to survive and weight the consequences of what the future holds.
Meanwhile, uniformed homeowners with a self imposed moral obligation take the emotional road ahead. .
An emotional road that literally obliterates any hope for a nest in their retirements. .
Go figure. .
Check this example from a Florida Broker that puts it in plain English. .
Your mortgage is underwater and there is something you can do about it!
Hi folks. Let's talk about this Strategic Short Sale thing a little. I know there are … (2 comments)
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Normally, I received several calls every week from desperate homeowners. .
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