Many sellers have asked me if they need an appraisal or will the free CMA (comparative market analysis) I provide work just as well? Each is a different report and each serve different functions. In most cases, Realtors are not appraisers and Appraisers are not selling Real Estate. The Realtor deals with the inventory of property today while the Appraiser deals with what has been sold in the past few months. Both have different licenses, but when it comes down to lending money, a mortgage company or bank will recognize only the (0 comments)