Bryan's Blog

I have always found this to be one of the most interesting arguments in the financial world. The payoff of your mortgage as soon as possible, is, of course, the old way of looking at owning your home free and clear. The pay it off method argument : "it is better to own the roof over your head tha...

A new change is coming for FHA in July....Read on...... This new change from FHA comes from a study that they did that showed them that of the home loans generated in 2007, borrowers who earned less income(family median of 48,756.00), had a score of 680 or higher. While borrowers who had a higher...

Over the recent weeks I have spoken with mutiple individuals with a 620-639 fico asking should we go FHA or conventional? In this scenerio I would recomend, well that depends. Heres why: These clients have found a home to purchase and have enough money for a 95% loan.(I use this as it is the maxi...

After another month has gone by with even more guideline changes for home mortgages, that have put the squeeze on borrowers who have "less than perfect credit" and for those who have less than 5% to put down have  resultied in leaving some borrowers out in the cold. This is a sad thing because th...