How hard is it to buy a house?

I get asked this question frequently.  People will ask, "How hard is it to buy a house in Wilson, NC?"  The truth is that it is just as hard to buy a house here as it is anywhere else in the country.  The advantage is that our prices are generally moderate in comparison to other areas of the country.  The biggest drawback lately has been finding qualified buyers.  The investors are still buying as long as they have cash or a very good cash flow.  Individual buyers on the other hand don't seem to understand what they need to understand when it comes to credit.  I have watched people be absolutely floored and flabbergasted when they could not qualify for a loan that they would have easily qualified for 2 years ago.  I have seen credit scores drop from over 700 to under 600 in one month because of what seemed to be a very small oversight.  Sometimes things like that can be handled and sometimes they cannot.  The bottom line is that right now credit is one of the most important things you need to protect if you have any plans on buying a home in the future.  And remember, once you have your dream home under contract, do not buy anything that would change your ratios or do anything that could negatively affect your credit scores.  Buying a home does not have to be hard.  It should be fun and enjoyable.  To see our listings in the Wilson, NC area go to www.nchousehunt.com .  To see listings all over the USA and the world and to ask for our help or just to browse a lot of useful information go to www.dontaber.remax.com .