When it comes time to purchase a new home, the question always comes up, should I sell my old home before I buy the new one? Depending on your credit situation and your ability to qualify for two loans, this question could be easily resolved. We will assume you have excellent credit and can do whatever you please.
It is always better to have your present home sold before you make an offer on the new home. If you have an offer with a contingency of selling the old home, the seller will be less likely to accept the offer or allow better terms. You will always be in a better bargaining position if you were able to move in without delay.
Credit terms on you new loan will also be better based on you living in the new home as your primary residence. Banks never offer better rates or terms on a second home.
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