New Construction Homes for Sale in Clifton Park NY, Josh Gonzalez of Coldwell Banker Prime Properties and Stewart Construction-Custom Home Builder. Credit Cards Tips for Limiting Your Loss.
New Construction Homes for Sale in Clifton Park NY, Josh Gonzalez of Coldwell Banker Prime Properties and Stewart Construction-Custom Home Builder. Credit Cards Tips for Limiting Your Loss.
- Protect your cards, account numbers, and PINs. Keep your cards safe and be sure
to sign the back of the card as soon it arrives. Take home your receipts (which may have your account numbers printed on them) and shred them instead of leaving them in the store's trash. Memorize your PIN; don't write it on your card or write it on a note in your purse or wallet. And always position your body so that no one can see the keypad at the ATM or checkout counter when you punch in your number. - Timely reporting is a must. To limit your credit card loss to $50, you must report unauthorized charges within 60 days. For debit, ATM and other electronic transfers, you only have two days to minimize your loss.
New Construction Homes for Sale in Clifton Park NY, Josh Gonzalez of Coldwell Banker Prime Properties and Stewart Construction-Custom Home Builder. Credit Cards Tips for Limiting Your Loss.
- Monitor your credit card charges and bank accounts frequently. Online access is an easy way to monitor even daily activity.
- For online purchases use credit cards rather than providing your debit card, especially when dealing with an unfamiliar site.
- Checks should be written only to those you know and trust. Remember, your check includes your bank routing number and account number. This is all a thief may need to access your bank account.
New Construction Homes for Sale in Clifton Park NY, Josh Gonzalez of Coldwell Banker Prime Properties and Stewart Construction-Custom Home Builder. Credit Cards Tips for Limiting Your Loss.
- Suspect payments, especially money orders, you receive from an unknown source. For tips on how to spot a phony money order, see the US Postal Service, September 2005, fraud alert: www.usps.com/postalinspectors/fakemo.htm.
- Caution is advised when depositing money orders, checks, cashier's checks or other payments you receive from an unknown source. Deposits you make may not have cleared, even if your bank balance shows the funds have been added.
- Beware of suspicious-looking ATMs and checkout-lane card readers. Unbranded ATM machines in convenience stores and the like can be scams. Also, some recent high-profile thefts have involved the practice of "skimming," in which account data from cards' magnetic stripes were secretly copied from checkout-lane card readers and later used to create counterfeit cards
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