The Dallas area has so many good suburbs with affordable housing options. Some of the best options are north of Dallas in the cities of Plano, Frisco, Prosper, Celina, Allen and McKinney. Any of these great cities have all of the amenities that you could need with schools, shopping, parks, activities, and housing for any budget. I would love to help guide you to some of the best neighborhoods for your budget if you are looking in any of these areas. I have become an expert in these areas and specialize in getting you a great deal for your money! When you go to buy the home that is right for you, it is always important to make sure that you have a home you can afford, especially in this economy. The good news for the Dallas area is that it seems to have survived well in this tough enconomy due to the affordable housing options. See the article below about Dallas forclosures being lower than the national average. Please let me know if I can help you with any real estate needs that you have! Report: 90-day delinquency rate on mortgages dips in Dallas area 07:37 AM CDT on Thursday, July 29, 2010 By STEVE BROWN / The Dallas Morning News firstname.lastname@example.org Fewer Dallas-area homeowners are seriously behind in their mortgage payments. In June, 5.41 percent of area residents with home loans were 90 days or more late on payments, researchers at CoreLogic said Wednesday. That's down from a peak serious-delinquency rate of 6.09 percent in February. But it's still higher than the 4.59 percent rate a year earlier. Dallas-area mortgage delinquencies are well below the national average of 8.05 percent. Borrowers who haven't made payments in 90 days or more are considered most likely to lose the property. The percentage of local homeowners in foreclosure is 1.43 percent, less than half the national average in June, CoreLogic found. Local home foreclosure rates peaked in March at 1.51 percent.