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Can I fight my bank against foreclosure?

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Services for Real Estate Pros with Azren Foreclosure Help

Can I fight my bank against foreclosure?Yes you can fight and win. Though it is not an easy battle by any means,

 and many homeowners don't come out with a satisfactory solution, you can fight your bank against foreclosure
and win a loan modification.

I found this article that I thought might give you some added drive to continue.

If you don’t want to do it yourself, check out this alternate solution.

 

“Seattle woman wins foreclosure fight against Bank of America

By VANESSA HO, SEATTLEPI.COM STAFF
Updated 01:10 p.m., Thursday, September 1, 2011

                                 

 A Seattle-area woman whose foreclosure battle with Bank of America went viral with grassroots videos, media interviews and thousands of supporters has prevailed, saying Thursday she had been granted a loan modification after 18 months of massive effort.

"It's been a tough road," Vera Johnson said Thursday. She said the terms weren't exactly what she had hoped for, but was grateful that she can now plan for the future.

"I was feeling like I was in the middle of a bridge that was burning on both ends," she said. "I feel like it's a compromise, a compromise victory. I hate to look a gift horse in the mouth and fight them any more."

A 42-year-old small-business owner, Johnson had sought the modification for her White Center home last year, after going through a divorce and knowing she would struggle with her mortgage. But despite meeting Bank of America's eligibility requirements, she was continually stymied.

She repeatedly explained her case to a series of loan officers, faxed and FedExed the same documents, sent in partial payments and got nowhere.

The banking giant rejected her payments, insisted she resend duplicate documents, and failed to call her at pre-arranged times. Then it threatened to take her home and business - the verdant, neighborhood-beloved Village Green Perennial Nursery - if she didn't come up with nearly $15,000. 

Johnson took her fight to the media. She protested at the bank in videos uploaded on YouTube. She started a change.org  petititon against the bank, which garnered 16,000 signatures.

"We are in a system where we're all looked at as account numbers, profits, risks, losses—anything but people," she wrote on the petition.Can I fight my bank against foreclosure?

The West Seattle Blog documented her plight. She was poised and well-spoken on MSNBC. The Seattle Times discovered that Bank of America really did have a document it had been beefing over with Johnson. The bank also told the Times that it would assign a single point of contact for Johnson - and any other customer.

On Thursday, Johnson said she had been hoping the loan modification would have had a lower interest rate. But she was glad to have her home and business.

Calls to Bank of America were not immediately returned.”