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Jeff Corbett is Guilty

By
Commercial Real Estate Agent with Matthews Capital Markets NMLS 2415712

How is Xenophobia best cured with a plate of popcorn lobster and a beer?

In the tradition of East meets West ...Active Rain Get Together, I had the opportunity to meet my online nemesis, Jeff Corbett, for dinner this evening.  Now, Jeff is really not my nemesis.  We did a little blog battle a month ago but had some opportunities to counter-blog and counter the counter blogs to gain some better insight about our respective opinions.  A few e-mails into the deal, we recognized two things:  we both want the same things (more of mo' better business), and that we had an opportunity to meet face-to-face when he traveled to the Coast for business.  I'm really glad we did.

Jeff Corbett is categorically guilty of not explaining his virtuous and revolutionary ideas to people behind the learning curve.  Now, I'm using this term "guilty" here because I want you to experience the affirmation of my early conclusions about Jeff. I suspected that he was probably correct in his concepts of transparent mortgage origination practices, was deploying a provocative marketing message to call attention to the deceptive practices in our industry , and was WAY ahead of me on this Web 2.0 thing.  I was right on all three counts.

Let me explain this "learning curve" thing to you.  I started blogging in August here on Active Rain. "Web 2.0 " to me was something you saw on a Rawlings baseball glove .  "Consumer-centric" to me was the under 10 items line at the grocery store.  The education I've received in this three month experiment has been invaluable; tonight's dinner was the cherry on top of the frosting on top of the cake. Tonight, I can effectively explain what "mash-up technology" is and what "RSS feeds" are.  The Villanova School of Business, a fine institution, never could have moved me along a learning curve as quickly as Active Rain has.

So what have I learned from this experience?  Don't be scared of the unknown.  Don't feel embarassed or stupid about asking questions about the unknown.  Don't be scared to tell some of the Web 2.0 big-thinkers that they need to "dumb it down" a bit so you can understand their message.  Don't be scared to ask someone to dinner.  Don't be scared to pick up the phone. 

Jeff Corbett is actually a pretty shy man.  He's unassuming, unfailingly polite, and a true gentleman.  Get him talking about what we do for a living and his eyes light up, his hands start moving, and his animation grabs you and transports you to a better tomorrow.  It was like watching Ronald Reagan make the Shining City Upon a Hill speech in 1974.  Jeff made a great comment about Active Rain tonight.  He described the Active Rain Real Estate Network as one filled with forward-thinking people who voluntarily exchange good information with absolutely no ulterior motive other than to improve the way we do business with the consumer.  That is pretty cool.

Jeff Corbett is definitely guilty.  He's guilty of having the hare-brained notion that people with ethics and a keyboard will change the way that mortgage origination is done in this country. He thinks the consumer AND the ethical originator will benefit from that hare-brained notion.  He wants YOU to get in line behind him....

...right behind me.

Comments(23)

Stefan Scholl
Buyer's Broker of Northern Michigan, LLC - Petoskey, MI
Northern Michigan Real Estate

Brian,

Phenomenal post.  Kudos to you for perhaps going a little bit outside of your "comfort zone" to meet this man who was all but proclaimed the great Satan by some fellow "professionals" just a short time ago.  I have struggled trying to explain mortgage pricing to clients for years now, and yearn for more transparency in this area, just as I hope for strides on the topic of Agency Disclosure, which I believe is the achilles heel of the real estate industry.  Great post.  Hopefully the arrows will go back into their quivers so we can learn more from this man who calls himself the XBroker.   

Dec 14, 2006 11:50 PM
Bryant Tutas
Tutas Towne Realty, Inc and Garden Views Realty, LLC - Winter Garden, FL
Selling Florida one home at a time

Brian, great post. I have spoken with Jeff on the phone briefly and also found him to be a genuine and very nice guy. Even though his knowledge far exceeds mine:) But I will slowly get over that.

I glad you guys had the opportunity to sit down and talk it out. I'm sure your thinking has been expanded. And that's always a very very good thing.

Dec 15, 2006 12:14 AM
Christine Forgione
1 - Whitestone, NY
Associate Broker

Brian - your a mush!  LOL  The two posts to get me all teary eyed - were written by MEN!

The fear of the unknown is the worst fear, but it is the easist to overcome!

Dec 15, 2006 01:19 AM
Tim Maitski
Atlanta Communities Real Estate Brokerage - Atlanta, GA
Truth, Excellence and a Good Deal

Brian,

Some day when I'm in San Diego I hope I can have dinner with you also. 

I've spoken to Jeff also and agree with your conclusions.

Dec 15, 2006 01:36 AM
Kristal Kraft
Novella Real Estate - Denver, CO
Selling Metro Denver Real Estate - 303-589-2022

Brian ~ once again you bring down the house!  Congrats on stepping out of your comfort zone to offer an olive leaf of understanding to a competitor. 

Change is good.

kk

Dec 15, 2006 02:10 AM
Maureen Francis
Coldwell Banker Weir Manuel - Bloomfield Hills, MI
Coldwell Banker Weir Manuel

Brian Brady is a class act in mortgage blogging. 

We are all pushing and pulling each other ahead on ActiveRain.  What could be so bad about that?

I am hopeful to have more of these ar real world meetings of my own.  It can only be a good thing. 

Dec 15, 2006 02:20 AM
Brian Brady
Matthews Capital Markets - Tampa, FL
858-699-4590

Thanks for all the nice comments.  The message of this post is START TALKING TO EACH OTHER!  The collective talent pool is astounding.  Even the "dumbest" among us is light years ahead of our competitors.  The important thing to remember is that WE are at the genesis of a huge paradigm shift that feels like a massive and scary wave. 

I have paddled out in surf that is far too large for my comfort.  You have to watch the other surfers, hold your breath, have a whole lot of faith and GO FOR IT!  The next thing you know, you're standing upon (or lying on) a piece of fiberglass (or foam) in harmony with a force that is bigger than you.

TheXbroker is not a competitor to mortgage originators; he's a champion of causal marketing for us.  We just need to encourage him to slow down and pull people with him up and over the learning curve.  We need the Xbroker and he needs ethical mortgage originators to make this happen.

Dec 15, 2006 03:06 AM
Rich Jacobson
Fathom Realty West Sound - Poulsbo, WA
Your Kitsap County WA Real Estate Broker
My hat is off to you, Mr. Brady. It's difficult at times for us to suck up our pride, move out of our comfort zone, and expose ourselves to new or different perspectives. We are all so very passionate about our chosen careers, the way we conduct our business, and the valued people we serve. We become very protective, and rightly so, of our "turf." There is SOOOO much to be learned from one another. Thanks for making that point so clear!
Dec 15, 2006 04:56 AM
Ken Stampe
iBrandPlan.com - Grow your e-Profile & Brand - Dallas, TX
iBrandPlan

Great post and as always, BB, you set an example I try to pattern myself after. Come to Dallas some-time and I'll share with you the delicacy of Rocky Mountain Oysters.

Ken

Dec 15, 2006 06:15 AM
Jeff Corbett
BoomTown - Charleston, SC

Brian...I don't know what to say....except that you are a gentleman and a scholar (pardon the cliche'), and took away at least as much from our meeting as you did....

I appreciate your very kind words, advice, and opportunity to meet you....as well as helping me shed the whole Satan thing ;)

Dec 15, 2006 08:13 AM
Brian Brady
Matthews Capital Markets - Tampa, FL
858-699-4590

I was waiting for the horns to pop out after the first drink but alas it didn't happen (I really didn't think that). 

You're welcome for the well-earned comments, X.

Now let's get to work!  We have a lot to do and so little time to do it.

Dec 15, 2006 09:29 AM
K C
Independent Leadership & Financial Fitness Consultant - Pleasant Grove, UT
Great message Brian, and I admire Jeff's stand for a better tomorrow in our industry.
Dec 15, 2006 09:38 AM
William J. Archambault, Jr.
The Real Estate Investment Institute - Houston, TX

Brian,

I've only read two good things about your man, his pending fatherhood (probably already happened, that could explain mellowing, kids are good for ones soul) and this kind blog. I remain skeptical.

Bill

Dec 15, 2006 02:01 PM
Robert D. Ashby
Cruise Planners of South Florida - Plantation, FL
Providing Personalized Travel

Brian,

Thanks for bringing the truth out regarding Jeff.  Very honorable of you.  When the blog battles went on, I was not visitng AR much and didn't know the full story.  From what I read of Jeff's blogs, I knew what he had to say was right, but didn't necessarily agree with how he said it.  I also wondered (and still do) what is different about his business model compared to the UMBs (Upfront Mortgage Brokers) which I have mentioned in my comments. 

Jeff has always commended the UMBs and he holds them in high esteem, to which I can see he is a gentleman.  Because of Jeff's ideas, which I still would like to learn more about how much different it is, I never felt compelled to "attack" him except to mention his "stereotyping" of all mortgage professionals.  I did mention once (kind of an attack) about one statement he had mentioned regarding aligning with UMBs, but i am not going to bring that in to play here as it is not an issue as I have found out now.

Thanks again for this post and bringing the true Jeff C. to light.

Dec 15, 2006 02:57 PM
Jason Price
Mortgage Financial Group, Inc (NMLS 219650) - Tavares, FL
The Mortgage Rider

Brian and Jeff, so I guess this means no more blog wars.  I really enjoyed the back and forth that you both did.  Even though you are both new found friends, I really think that you should use your history of debating here on AR with the blogs and continue with it to help educate people by pointing out all angles like you did before meeting.

PS. Brian, I really enjoyed talking to you the other day.  Thanks for you help.

Dec 15, 2006 03:04 PM
Brian Brady
Matthews Capital Markets - Tampa, FL
858-699-4590

Jason: Oh...I promise you that while I am absolutely convinced that Jeff C. has nothing but consumer-centric and broker-freindly intentions, we'll butt heads.  This time it will be fun .   

Robert, remind him to slow down sometimes.  He's a bright guy with big ideas; he just needs to explain his details.  He has a lot to teach and much to learn, as we all do.

PS- The moniker isn't "America's Most Boring Mortgage Broker" 

Dec 15, 2006 05:15 PM
Brian Brady
Matthews Capital Markets - Tampa, FL
858-699-4590

Bill:

I didn't catch your comment. " Trust but Verify" , right?  (Reagan)

Jeff C. wants us all to be wealthy by helping the consumer make informed decisions.  Look for a more deliberate Xbroker here at Active Rain.

Dec 15, 2006 05:20 PM
Craig Schiller
Trempealeau, WI

So what you are saying it there are no stupid questions here in the rain?

I look forward to my first rain-connection... more and more people are doing it. It is one of those things I bet Matt and the guys NEVER even considered when the started this.

Active Rain is  making the world a bit smaller... but smarter.

KEWL!

Me

Dec 16, 2006 12:30 AM
Alexander Harb
Knights Investing - Mesquite, TX
Dallas, Texas Real Estate Investing

The same can be said about agents who are ethical and have a keyboard Brian.....

They are guilty as charged......

shhhhhhh...I wanna do my time quietly so I can talk to as many as I can privately..... ;-D

=-D

Dec 16, 2006 04:15 AM
William J. Archambault, Jr.
The Real Estate Investment Institute - Houston, TX

Brian,

It must be your influence, I confused the Jeffs, Gormley is the new father.

I've got a problem, there are 15 days left this year and I just used up my quota of mistakes.

Regan's great but Teddy said "Walk softly, but carry a big stick"

Bill

Dec 16, 2006 04:31 AM