Sitting on the fence wondering if you should buy a home. Take the Leap of faith. With interest rates starting at 3.75% and up and the best inventory in years it would be ashame to let the opportunity slip by you.
First - Leap into getting pre-approved- through a reputable lender that will supply you with a copy of your tri-merge credit report. Be sure to address any errors, problems, or discrepancies up front.
Second - Decide on your needs vs wants and develop your search criteria (bedrooms, baths, amenities, etc...). This may include creating a reasonable well thought out budget for your new home payment (PITI- principal, interest, taxes, and insurance) and try paying yourself that payment for a few months to see if you can handle it. Do not forget to budget for maintenance and unexpected repairs.
Third - CONTACT ME and lets go house shopping!!!!